1015 SE 10TH TERRACE, GAINESVILLE, FL, 32601
Active65 days on marketListed May 20, 2026MLS #OM725105
About this home
1015 SE 10TH TERRACE
Charming and spacious 3-bedroom, 1-bath home ideally located in one of Gainesville’s most convenient areas! This property features a large lot with plenty of room to enjoy and entertain guests, or create your own backyard retreat. Inside, you’ll find a comfortable floor plan with generous living space and a welcoming atmosphere throughout.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,324
Sqft
0.17 ac
Lot size
1958
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs Gainesville actives
$170 vs $198
Days on market
65 vs 36 typical
Where $170/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Springhill
Get to know Gainesville. See the full Gainesville guide →
Springhill — neighborhood snapshot
Population
493
Median age
38
Median income
$37,482
Median home value
$138,364
Avg household
2
Households w/ children
39%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
181 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1015 SE 10TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$155,000
911 SE 11TH AVENUE · same community
3 bd · 2 ba · 1,156 sqft · $134/sqft · 3 DOM
Sold · Dec ’25$106,250
1017 SE 9TH AVENUE · same community
3 bd · 1 ba · 984 sqft · $108/sqft · 13 DOM
Sold · Dec ’25$267,000
914 SE 11TH AVENUE · same community
3 bd · 2 ba · 1,947 sqft · $137/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1015 SE 10TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1015 SE 10TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1015 SE 10TH TERRACE FAQs
What would the monthly payment be for 1015 SE 10TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,805/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1015 SE 10TH TERRACE?+
The most recent tax bill on record (2025) was $2,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $225,000, this home is listed about 24% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1015 SE 10TH TERRACE?+
Joseph Williams Elementary School (elementary), Abraham Lincoln Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jonathan Franklin. MLS #OM725105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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