Steeve Cadeau
Mixed Use

Commercial Sale · Mixed Use

$992,000$997,0006,776 sq ft$146 /sq ft0.18 acres

434 SW 14TH STREET, OCALA, FL, 34471

Active73 days on marketListed May 13, 2026MLS #OM724619

About this property

The property at a glance

One of Ocala’s premier luxury live/work properties in the heart of the city’s professional corridor. This distinctive mixed-use estate seamlessly combines executive office space with an exceptional private residence, offering an unmatched lifestyle for physicians, attorneys, entrepreneurs, and business owners seeking prestige, convenience, and flexibility. The ground level features expansive professional office space ideal for medical, legal, financial, consulting, wellness, or boutique business operations. With a refined layout, multiple private offices, conference area, reception space, and exceptional visibility, the property is perfectly suited for an owner-user or investor seeking a high-end mixed-use asset. Above, the luxurious private residence delivers 5 bedrooms for refined living with upscale finishes, entertaining spaces, and elevated comfort rarely found in commercial-integrated properties. Designed for executives who value both efficiency and lifestyle, the residence provides the ultimate blend of privacy and accessibility. Positioned minutes from downtown Ocala, hospitals, government offices, and major business centers, this property offers exceptional accessibility while maintaining a distinguished residential atmosphere. Property Highlights: • Mixed-use B1A zoning • Executive office space on main level • Luxury private residence upstairs • Approx. 6,776 SF total • Ideal for medical, massage/spa, legal, financial, or professional services • Live/work flexibility • Prime central Ocala location • Excellent owner-user or investment opportunity • Rare and highly versatile asset class This is more than a property — it is a statement headquarters and luxury residence combined into one exceptional offering. An additional vacant lot which can be used for additional parking is available for an additional amount which is located directly across the street from this lovely office building. All information is thought to be correct, but buyer and buyer's agent to confirm all details.

6,776

Building sq ft

$146

Price / sq ft

0.18

Lot acres

1999

Year built

1

Building

B1A

Zoning

Mixed Use

Property type

Building size6,776 sq ft
Lot size0.18 acres
Year built1999
Buildings1
ZoningB1A
ParkingOther
ConstructionBlock · Concrete
CoolingCentral Air
HeatingElectric · Heat Pump
UtilitiesElectricity Available · Public · Water Connected
Annual taxes$9,072

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $248,000
Interest rate6.00%
Loan term

Estimated payment

$5,377/mo

Principal & interest$4,461
Property taxes (actual bill)$756
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Steeve to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

31,000vehicles / day · 2025Sr-464/Sw 17 St to Sr-200/Sw 10 St · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Wendy'sRestaurant0.1 mi
Comfort InnLodging0.1 mi
SubwayRestaurant0.2 mi
Town Plaza MotelLodging0.2 mi
avid Hotel Ocala Downtown by IHGLodging0.2 mi
Tropical DelightRestaurant0.2 mi
IHOPRestaurant0.2 mi
Holiday MotelLodging0.2 mi
ShellGrocery0.3 mi
PopeyesRestaurant0.3 mi
WawaGrocery0.3 mi
Darrells' Dog Gone Good DinerRestaurant0.3 mi
Dunkin'Restaurant0.3 mi
SouthState BankBank0.4 mi
Star MotelLodging0.4 mi
Evergreen MotelLodging0.4 mi
McDonald'sRestaurant0.5 mi
Miller's Ale HouseRestaurant0.5 mi
IpanemaRestaurant0.5 mi
Wing StationRestaurant0.5 mi
Pronto PizzaRestaurant0.5 mi
WOK 'N ROLLRestaurant0.5 mi
Publix LiquorRetail0.5 mi
Cricket WirelessRetail0.6 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

26,031

Population

$60,283

Median income

44.2

Median age

2.31

Avg household

$292,200

Median home value

$1,225/mo

Median rent

2,491

Households w/ kids

Recent sales

What actually sold near 434 SW 14TH STREET

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

2121 SW 19TH AVENUE ROAD UNIT 101

$46,750

2121 SW 19TH AVENUE ROAD UNIT 101

5,500 sqft · $9/sqft · Sold Oct 4, 2024

1535 N MAGNOLIA AVENUE

$345,000

1535 N MAGNOLIA AVENUE

5,148 sqft · $67/sqft · Sold Jul 1, 2025

2510 SE 1ST AVENUE

$350,000

2510 SE 1ST AVENUE

3,822 sqft · $92/sqft · Sold Oct 31, 2024

Your team

The pros in your corner

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, offers, and every question about 434 SW 14TH STREET — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 434 SW 14TH STREET.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Listing courtesy of SOUTHERN ASSOCIATES REALTY LLC · David Moore. MLS #OM724619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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