8889 SW 86TH LOOP, OCALA, FL, 34481
Active75 days on marketListed May 8, 2026MLS #OM724433
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Upcoming open house
Sat, Jul 25
12:00 AM – 1:30 PM
About this home
8889 SW 86TH LOOP
Stunning Sterling Grand on the 4th Hole of Candler Hills Golf Course This 2014 Sterling Grand model was designed for elevated tastes and effortless living. Featuring 3 bedrooms plus a den, 2 bathrooms, and a 3-car garage, this home blends luxury finishes with thoughtful functionality, all set against the picturesque backdrop of the 4th hole at Candler Hills Golf Course. Step inside to a gorgeous kitchen that will delight any chef: dark wood cabinets with crown molding and light rail, Cambria quartz countertops, glass subway tile backsplash, under and over cabinet lighting, and stainless-steel appliances. A matching portable island provides flexible prep space and neatly tucks into the drop zone when not in use. Cabinets with rain glass inserts extend into the dining area, perfect for a coffee station or extra storage. The spacious main suite showcases double door entry, a tray ceiling with double crown molding, custom window treatments, and an expansive walk-in closet with designer built-ins. The ensuite bath offers a jetted garden tub, tiled walk-in shower, and dual vanities for a spa-like retreat. Both guest bedrooms include walk-in closets with built-ins, and the guest bath impresses with a frameless walk-in shower. Thoughtful details abound throughout tile set on the diagonal, crown molding in every room, faux painting, built-ins in all closets (including the pantry), and Speed Queen commercial-grade washer and dryer. The laundry room doubles as a craft or hobby space, and the drop zone features additional custom storage. Outdoors, relax in the enclosed lanai with spectacular northern golf course views through wide sliding doors for unobstructed vistas. The patio area is ideal for entertaining or quiet enjoyment of the scenery. Additional upgrades include stone elevation and xeriscaped landscaping for low maintenance, tankless gas water heater, 8ft. doors, NEW HVAC system (installed June 2024), and custom window treatments throughout. Candler Hills is the estate section of On Top of the World, Ocala's premier 55+ active adult, golf resort community. Residents of Candler enjoy curbside mail and waste collection as well as the use of the Private amenities including The Lodge, the Candler Community Center, and the future Azura.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,701
Sqft
0.21 ac
Lot size
3
Garage
2014
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,362 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,362/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs CANDLER HILLS
$194 vs $230
Days on market
75 vs 43 typical
Where $194/sqft sits among the 28 homes for sale in CANDLER HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
8 of 28
CANDLER HILLS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8889 SW 86TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$470,000
10169 SW 84TH ST ROAD · same community
3 bd · 2 ba · 2,678 sqft · $176/sqft · 21 DOM
Sold · Dec ’25$444,000
8512 SW 99TH CIRCLE · same community
2 bd · 2.5 ba · 2,616 sqft · $170/sqft · 60 DOM
Sold · Mar ’26$496,000
8522 SW 99TH CIRCLE · same community
3 bd · 3 ba · 2,907 sqft · $171/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8889 SW 86TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8889 SW 86TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8889 SW 86TH LOOP FAQs
What would the monthly payment be for 8889 SW 86TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,362/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8889 SW 86TH LOOP?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8889 SW 86TH LOOP?+
The most recent tax bill on record (2025) was $6,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8889 SW 86TH LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $524,900, this home is listed about 76% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8889 SW 86TH LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Tammy Coughlin. MLS #OM724433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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