Steeve Cadeau
$210,000$240,0003 bd2 ba1,342 sqft$156 /sqft$1,801 /mo all-in ↓

329 OAK TRACK DRIVE, OCALA, FL, 34472

Active81 days on marketListed May 3, 2026MLS #OM723962

Reduced $30KSingle Family ResidenceSILVER SPGS SHORES UN 28

About this home

329 OAK TRACK DRIVE

Spacious 3BR/2BA home in the Lake Joy / Magic Lake area of Silver Springs Shores! This move-in ready home features a newer roof, fresh interior and exterior paint, and updated laminate flooring with tile in select areas. Bright, open living spaces filled with natural light create a warm and inviting feel. The kitchen offers granite countertops, ample cabinetry, and generous prep space—perfect for everyday living or entertaining. Enjoy a versatile enclosed back room (288 SQ FT) ideal for a home office, craft room, playroom, or relaxing sitting area. Additional features include a small storage room and a 1-car garage. Situated on a .27-acre lot, the fenced backyard provides privacy and plenty of shade for outdoor enjoyment. Located in the Lake Joy / Magic Lake community with access to neighborhood amenities, including a park, playground, tennis courts, and scenic lakes. Optional membership available to the Silver Springs Shores Community Center, offering multiple pools, a fitness center, sports courts, and activities. Conveniently located near Ocala Downtown Square, The Villages, and the World Equestrian Center. Enjoy easy access to Marion County’s natural springs, rivers, and outdoor recreation.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,342

Sqft

0.27 ac

Lot size

1

Garage

1987

Year built

One

Levels

$156

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesSoutheast
ExteriorOther

Community & fees

HOA fee$12/mo
Taxes (2025)$3,602/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,801 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$300
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$1,801/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$300
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$190KedgeAI estimate $223,771 · range $198K$246K$255K

vs edgeAI estimate

−6.2%

Days on market

81 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 329 OAK TRACK DRIVE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $210,000 $30K
May 3, 2026Listed at $240,000 · 81 days on market since
1987Built · SILVER SPGS SHORES UN 28

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 329 OAK TRACK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 329 OAK TRACK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

329 OAK TRACK DRIVE FAQs

What would the monthly payment be for 329 OAK TRACK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,801/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 329 OAK TRACK DRIVE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 329 OAK TRACK DRIVE?+

The most recent tax bill on record (2025) was $3,602. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 329 OAK TRACK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $210,000, this home is listed about 30% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 329 OAK TRACK DRIVE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LOT & BLOCK REALTY · Betti Silverman. MLS #OM723962.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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