2283 S TODD POINT, HOMOSASSA, FL, 34448
Active88 days on marketListed Apr 27, 2026MLS #OM723433
About this home
2283 S TODD POINT
CUSTOM WATERFRONT HOME AND NEVER FLOODED! Built in 2006, this beautifully designed two-story home offers 3 bedrooms, 2 bathrooms, a one-car garage, and 2,060 square feet of living space. Perfectly positioned on a prime canal-front setting just off the Halls River, the property provides direct access to the Gulf—an exceptional opportunity for boating enthusiasts and those seeking the ultimate Florida waterfront lifestyle and SELLER WILL INSTALL A BRAND-NEW ROOF AT CLOSING. The interior presents split and open floor plans designed for both comfort and functionality. The updated kitchen features granite countertops, wood cabinetry, stainless steel appliances, a dedicated coffee bar, and a breakfast bar ideal for casual dining or entertaining. The main level includes a cozy living room, formal dining area, two guest bedrooms, full bathroom, and an interior laundry room complete with washer and dryer. Upstairs, the primary suite offers a full bathroom and is complemented by a versatile loft space perfect for a family room, media area, or home office. Outdoor living is equally impressive.....Enjoy the rear covered porch with a fully equipped summer kitchen, hot tub, and fire pit—creating the perfect setting for relaxing or entertaining, a 12x12 dock and kayak launch. Whether fishing, kayaking, or cruising to the Gulf, this location offers a true waterfront lifestyle. This custom waterfront home presents a rare opportunity to own a well-maintained, move-in-ready residence in a highly desirable boating community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,060
Sqft
0.14 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,090 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,090/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs Homosassa actives
$214 vs $175
Days on market
88 vs 41 typical
Where $214/sqft sits among the 221 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
108 of 221
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2283 S TODD POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$160,000
3160 S VISCARIA WAY
3 bd · 2 ba · 1,512 sqft · $106/sqft · 151 DOM
Sold · Nov ’25$182,000
8473 W ELOSSA COURT
3 bd · 2 ba · 1,294 sqft · $141/sqft · 177 DOM
Sold · Mar ’26$135,000
8434 W ELOSSA COURT
3 bd · 2 ba · 1,248 sqft · $108/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2283 S TODD POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2283 S TODD POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2283 S TODD POINT FAQs
What would the monthly payment be for 2283 S TODD POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,090/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2283 S TODD POINT?+
The most recent tax bill on record (2025) was $1,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $440,000, this home is listed about 26% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2283 S TODD POINT?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$440,000 runs 87% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
88 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $440,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Tomika Spires-Hanssen. MLS #OM723433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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