Steeve Cadeau

16840 JOZACH DRIVE, NAPLES, FL, 34120

Active87 days on marketListed Apr 27, 2026MLS #OM723403

ACREAGE HEADER

About this home

16840 JOZACH DRIVE

Located in Naples within Collier County, this 15-acre parcel presents a rare opportunity to own a sizable tract of land in an area that continues to see steady growth and development. The property consists of two parcels, identified as Parcel ID 00181360009 and Parcel ID 00181560401, and is situated off Jozach Drive with direct access. The land has a history of agricultural use, previously supporting palm tree cultivation. That prior use contributes to the existing layout and usability of the property. In more recent years, the land has been utilized for recreational purposes including camping and hunting. Its size and location allow for a variety of outdoor activities while still being positioned within reasonable proximity to established residential and commercial areas. A notable feature of the property is the presence of an on-site well. According to available information, the property includes the right to use up to 1,000,000 gallons of water per month as allocated by the South Florida Water Management District. Buyers should verify all usage rights and permitting requirements with the appropriate governing authorities. Improvements on the property include a 40-foot steel storage container, which will convey with the sale. This structure may be useful for storing equipment, supplies, or recreational gear. The property’s layout and acreage provide flexibility for a range of uses such as outdoor recreation, seasonal camping, or continued agricultural activities, subject to local zoning and land use regulations. The surrounding area includes a mix of residential communities, undeveloped land, and commercial corridors. Despite being located within an active region of Naples, the parcel itself offers a degree of separation that may appeal to buyers looking for open land with multiple potential uses. Access to nearby roadways allows for connection to essential services, shopping, and dining. Nearby communities include Bonita Springs approximately 20 miles north and Marco Island approximately 25 miles south. These areas provide additional amenities, coastal access, and recreational opportunities. The property’s central location within Collier County places it within reach of both inland and coastal destinations. Prospective buyers are encouraged to conduct their own due diligence regarding zoning, permitted uses, environmental conditions, and any applicable restrictions. This offering represents a combination of acreage, location, and existing features that may support a variety of lawful uses in Southwest Florida.

Facts & features

The home at a glance

15 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$374/yr

Utilities & systems

UtilitiesWater Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,349 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,349/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Naples

Map of 16840 JOZACH DRIVE

Get to know Naples. See the full Naples guide →

NAPLES 34120 — neighborhood snapshot

Population

39,919

Median age

44.3

Median income

$90,695

Median home value

$456,300

Avg household

2.77

Households w/ children

3,737

For the school run

Collier County School District

ElementaryEstates Elementary School★★★★
HighPalmetto Ridge High School★★★★★
MiddleCorkscrew Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 132% above the NAPLES 34120 median. See the full Naples market guide →

Paper trail

This home's history

Apr 27, 2026Listed at $499,000 · 87 days on market since

Reality check

What actually sold near 16840 JOZACH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

XX ROMOR RANCHSold · Jun ’26

$1,600,000

XX ROMOR RANCH · same community

2 bd · 1 ba · 1,000 sqft · $1,600/sqft · 460 DOM

6785 YARBERRY LANESold · Nov ’25

$1,812,500

6785 YARBERRY LANE · same community

3 bd · 2 ba · 1,396 sqft · $1,298/sqft · 125 DOM

16697 Seasons Coast DR, Bonita Springs FL 34135Sold · May ’26

$417,500

16697 Seasons Coast DR, Bonita Springs FL 34135

3 bd · 2 ba · 1,614 sqft · $259/sqft · 157 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16840 JOZACH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16840 JOZACH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

16840 JOZACH DRIVE FAQs

What would the monthly payment be for 16840 JOZACH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,349/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16840 JOZACH DRIVE?+

The most recent tax bill on record (2025) was $374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Naples?+

At $499,000, this home is listed about 9% below the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to 16840 JOZACH DRIVE?+

Estates Elementary School (elementary), Palmetto Ridge High School (high), Corkscrew Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,000 runs 132% above the NAPLES 34120 median.

02Time on market is leverage

87 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Estates Elementary School, Palmetto Ridge High School, Corkscrew Middle School — Estates Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Erik Flett. MLS #OM723403.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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