8515 SW 101ST TERRACE, OCALA, FL, 34481
Active96 days on marketListed Apr 28, 2026MLS #OM723312
About this home
8515 SW 101ST TERRACE
Welcome to the highly sought-after Candler Hills neighborhood of On Top of the World, where this beautifully crafted Dunbar model offers the perfect blend of comfort, style, and functionality. This brand-new construction home features 3 spacious bedrooms, 3 full baths, and a desirable 3-car split garage, providing both convenience and ample storage. Step inside to an open-concept great room that seamlessly connects to the breakfast area and kitchen—ideal for everyday living and entertaining alike. Elegant tray ceilings add architectural interest and elevate the overall feel of the home. The kitchen is thoughtfully designed with stylish subway tile backsplash, built-in ovens, and plenty of workspace for cooking and gathering. A dedicated bar area with a wine fridge creates the perfect spot to unwind or host guests with ease. The well-appointed laundry suite adds everyday convenience, while the smart layout ensures privacy and comfort throughout the home. With quality finishes and modern touches at every turn, this Dunbar model is a must-see. Enjoy all the amenities and lifestyle that On Top of the World has to offer in this exceptional new home located in the desirable Candler Hills community.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,373
Sqft
0.24 ac
Lot size
3
Garage
2026
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,817 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,817/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs CANDLER HILLS
$238 vs $207
Days on market
96 vs 43 typical
Where $238/sqft sits among the 28 homes for sale in CANDLER HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 28
CANDLER HILLS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8515 SW 101ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$438,000
8484 SW 99TH CIRCLE · same community
3 bd · 3 ba · 2,373 sqft · $185/sqft · 65 DOM
Sold · Sep ’25$479,000
10059 SW 82ND PLACE ROAD · same community
3 bd · 3 ba · 2,373 sqft · $202/sqft · 6 DOM
Sold · Jul ’26$410,000
8674 SW 94TH CIRCLE · same community
3 bd · 3 ba · 2,450 sqft · $167/sqft · 217 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8515 SW 101ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8515 SW 101ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8515 SW 101ST TERRACE FAQs
What would the monthly payment be for 8515 SW 101ST TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,817/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8515 SW 101ST TERRACE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8515 SW 101ST TERRACE?+
The most recent tax bill on record (2025) was $330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8515 SW 101ST TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $565,565, this home is listed about 89% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8515 SW 101ST TERRACE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Jason Taflinger. MLS #OM723312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 8515 SW 101ST TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →