Steeve Cadeau
$1,795,000$1,875,0004 bd3.5 ba2,804 sqft$640 /sqft$11,248 /mo all-in ↓

12000 S HIGHWAY 475, OCALA, FL, 34480

Active161 days on marketListed Feb 13, 2026MLS #OM718476

Reduced $80KPrivate poolSingle Family ResidenceNONE

About this home

12000 S HIGHWAY 475

One or more photo(s) has been virtually staged. DEEDED ACCESS TO THE FLORIDA GREENWAYS & TRAILS — Ride directly to the Florida Horse Park from your own backyard! Welcome to over 10 pristine acres in the heart of Ocala’s premier horse country, where luxury living meets exceptional equestrian functionality. Located in Marion County with no HOA and no deed restrictions, this exceptional property offers the freedom and flexibility that are increasingly hard to find. Privately tucked behind a custom electric gate and winding drive, this stunning 2016 custom-built estate offers privacy, beauty, and purpose at every turn. A circular driveway and side-entry 3-car garage create an impressive arrival and provide ample space for vehicles, equipment, or recreational storage. Inside the 4-bedroom, 3.5-bath home (2,804 SF), soaring cathedral ceilings, exposed wood beams, hardwood floors, and a dramatic floor-to-ceiling stacked stone gas fireplace anchor the open split-bedroom floor plan. Expansive windows flood the home with natural light and frame sweeping views of the surrounding countryside. The chef’s kitchen features stainless steel appliances, custom wood cabinetry, generous counter space, a center island, pantry, and breakfast nook — designed for both entertaining and everyday comfort. The primary suite is a private retreat with two large walk-in closets and a spa-inspired bath offering dual vanities, walk-in shower, and a jetted soaking tub.Outdoor living shines with a covered lanai complete with summer kitchen and built-in fire pit — perfect for gatherings after a day of riding. The heated saltwater pool and spa with waterfall and self-cleaning system (installed 2024) create a true resort-style setting overlooking the farm. Recent Equestrian Improvements: • 100’ x 200’ all-weather arena with perimeter rails and irrigation system (installed 2022) • Two run-in barns with a total of four stalls with corner feeders leading out to the pastures (constructed 2022) • Three separate paddocks/pastures (established 2023) • Three-rail no-climb fencing (installed 2023) • Wash rack with storage barn (installed 2024) With recorded deeded access to the Florida Greenways trail system, enjoy miles of scenic riding and convenient access to the Florida Horse Park — a rare and highly sought-after feature. Additional highlights include a metal roof, Generac whole-house generator, two large buried propane tanks for backup during extended power outages, Starlink internet, Ring security system, well and septic, and thoughtful upgrades throughout. This exceptional estate offers the perfect balance of privacy, luxury design, and recently enhanced turnkey equestrian infrastructure — ideal for those who want to live, ride, and entertain in one of Ocala’s most desirable equestrian corridors.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,804

Sqft

10.3 ac

Lot size

3

Garage

2016

Year built

One

Levels

$640

Per sqft

Private pool

Inside

FlooringEngineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionConcrete · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Lighting · Outdoor Kitchen · Sidewalk

Community & fees

Taxes (2025)$8,746/yr

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,248 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$729
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$11,248/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$729
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NONE

$640 vs $334

Days on market

161 vs 43 typical

Where $640/sqft sits among the 273 homes for sale in NONE

151
58
22 · this home
14
10
18
$136–359$359–582$582–805$805–1028$1028–1251$1251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 12000 S HIGHWAY 475

Drive times from this address

Downtown Orlando68 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

99 of 273

NONE have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 535% above the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $80K
Feb 13, 2026Listed at $1,875,000 · 161 days on market since
2016Built · NONE

Reality check

What actually sold near 12000 S HIGHWAY 475

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7320 MARLO ROADSold · Jul ’26

$311,760

7320 MARLO ROAD · same community

3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM

301 CLARK STREETSold · Jan ’26

$410,000

301 CLARK STREET · same community

4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM

517 CENTRAL AVENUE SESold · Dec ’25

$111,000

517 CENTRAL AVENUE SE · same community

4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12000 S HIGHWAY 475 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12000 S HIGHWAY 475 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

12000 S HIGHWAY 475 FAQs

What would the monthly payment be for 12000 S HIGHWAY 475?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,248/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12000 S HIGHWAY 475?+

The most recent tax bill on record (2025) was $8,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $1,795,000, this home is listed about 500% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12000 S HIGHWAY 475?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,795,000 runs 535% above the OCALA 34480 median — but at 2,804 sqft it's also 62% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

161 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,875,000, now $1,795,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY HWY 200 · Jackie Dagit. MLS #OM718476.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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