2803 N CROSSWATER PATH, LECANTO, FL, 34461
Active189 days on marketListed Jan 15, 2026MLS #OM716769
About this home
2803 N CROSSWATER PATH
See Realtor Remarks: Imagine yourself sitting on your expansive lanai taking in the breathtaking views of a pond and 3 holes of the Highlands Course. Strategically located in Lecanto the heart of Citrus County “The Nature Coast” where nature abounds. This 4 bedroom (3 en-suites) 3.5 bathrooms pool/spa home is nestled within the highly coveted gated Black Diamond Ranch where a LIV Promotions tour was just held and televised. The home is well thought out for either entertaining and to take in the amazing views, it is an open floorplan with many custom features such as a summer kitchen and lions sized master bathroom with 2 custom walk-in closets. Sold partially furnished and priced to include the golf membership transfer. Some of the highlights of Citrus County include being home of the manatees, scalloping and fishing on the many spring fed rivers leading to the Gulf of Mexico as well as miles and miles of hiking/biking trails. Be sure to click on the 3D video of this beautiful home.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,259
Sqft
0.36 ac
Lot size
2
Garage
2005
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,323 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,323/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lecanto actives
$275 vs $204
Days on market
189 vs 59 typical
Where $275/sqft sits among the 48 Lecanto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $325K
Lecanto median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
28 of 48
Lecanto actives have cut their price
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 134% above the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2803 N CROSSWATER PATH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$765,000
4340 W MUSTANG BOULEVARD
4 bd · 3 ba · 3,493 sqft · $219/sqft · 77 DOM
Sold · May ’26$1,100,000
3937 W SHADOW CREEK LOOP
4 bd · 3 ba · 2,989 sqft · $368/sqft · 173 DOM
Sold · Apr ’26$875,000
2622 N CARNOUSTIE LOOP
3 bd · 4 ba · 3,598 sqft · $243/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2803 N CROSSWATER PATH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2803 N CROSSWATER PATH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2803 N CROSSWATER PATH FAQs
What would the monthly payment be for 2803 N CROSSWATER PATH?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,323/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2803 N CROSSWATER PATH?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2803 N CROSSWATER PATH?+
The most recent tax bill on record (2025) was $9,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2803 N CROSSWATER PATH?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lecanto?+
At $895,000, this home is listed about 139% above the Lecanto median of $373,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2803 N CROSSWATER PATH?+
Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$895,000 runs 134% above the LECANTO 34461 median — but at 3,259 sqft it's also 67% larger than the typical Lecanto listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
189 days on market against a Lecanto median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM716769.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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