1020 SW 32ND LANE, OCALA, FL, 34471
Active191 days on marketListed Jan 15, 2026MLS #OM715679
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About this home
1020 SW 32ND LANE
Located in one of southwest Ocala’s most established gated communities, this move-in ready pool home combines major updates, generous living areas, and exceptional outdoor living. With over 2,700 square feet, a beautifully updated kitchen, a recent roof, multiple living and entertaining spaces, and a screened pool designed for year-round Florida living, this home is ready to enjoy from day one. The thoughtful floor plan offers comfortable bedrooms, inviting gathering spaces, and an easy flow for everyday living or hosting family and friends. Step outside to your private screened lanai, sparkling pool, and fully fenced backyard, creating the perfect setting for entertaining, pets, or quiet evenings at home. Conveniently located near shopping, restaurants, medical facilities, parks, and downtown Ocala, this home offers the charm and peace of mind of an established gated community with spacious lots and mature landscaping. If you’ve been searching for a home with character, meaningful updates already completed, and a backyard made for Florida living, this is one you won’t want to miss!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,739
Sqft
0.31 ac
Lot size
2
Garage
1987
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$171 vs $181
Days on market
191 vs 43 typical
Where $171/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
158 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 SW 32ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,690,000
701 Carriage Hill Ln, Boca Raton FL 33486 · same community
5 bd · 2.5 ba · 2,634 sqft · $642/sqft · 2 DOM
Sold · Sep ’25$390,000
3282 SW 9TH AVENUE · same community
4 bd · 3.5 ba · 2,394 sqft · $163/sqft · 246 DOM
Sold · Sep ’25$427,400
2291 CARRIAGE POINTE LOOP · same community
3 bd · 2 ba · 2,332 sqft · $183/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 SW 32ND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 SW 32ND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1020 SW 32ND LANE FAQs
What would the monthly payment be for 1020 SW 32ND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,514/mo — principal and interest, the actual property-tax bill, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1020 SW 32ND LANE?+
The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1020 SW 32ND LANE?+
The most recent tax bill on record (2025) was $3,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 SW 32ND LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $469,000, this home is listed about 57% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 SW 32ND LANE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$469,000 runs 54% above the OCALA 34471 median — but at 2,739 sqft it's also 58% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
191 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $538,000, now $469,000 — a $69K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LEGACY REALTY & ASSOCIATES · Meagan Williams. MLS #OM715679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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