Steeve Cadeau
$219,000$225,0002 bd2 ba2,026 sqft$108 /sqft$2,179 /mo all-in ↓

14652 SW 112TH CIRCLE, DUNNELLON, FL, 34432

Active227 days on marketListed Dec 9, 2025MLS #OM714785

Priced 6% below the DUNNELLON 34432 medianReduced $6KSingle Family ResidenceSPRUCE CREEK PRESERVE 03

About this home

14652 SW 112TH CIRCLE

MOTIVATED SELLER !! BEAUTIFUL NEW LUXURY VINYL PLANK FLOORS THRU-OUT THE HOME !!Come see this spacious home ON THE PRESERVE. with 2,026 sq foot of living area under heat and air! This 2-bedroom 2 bath, 2 car garage home has a bonus room off the kitchen that can be used as a breakfast nook, office, craft or reading room. The 396 sq foot Florida room has wall to wall windows that provide scenic views of Ross Prairie Nature Preserve where you will often see deer, turkey and other wildlife foraging thru the forest giving you a peace that only nature can provide! You will appreciate the large kitchen with an abundance of cupboard and counter space, high ceilings and convenience of an inside laundry room. ROOF 2017, HVAC 2015, WATER HEATER 2026, WATER SOFTENER. SPECTRUM FIBER OPTICS WIFI AND OTHER OPTIONAL SERVICES NOW AVAILABLE !! Spruce Creek Preserve is an active, gated, 55+, golf community with a $194 HOA fee, heated pool, spa, pickleball, tennis, corn hole, shuffleboard, billiards, fitness center, water aerobics, exercise classes, yoga, crafts, cards, games, Bingo, bunco, potluck dinners, dances, social and travel groups and much more. Just minutes from golf, groceries, restaurants, shopping, medical, nature trails. North Central location is ideal for day trips from fishing in the Gulf and sunning at Daytona Beach and a vast variety of activities in between!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,026

Sqft

0.23 ac

Lot size

2

Garage

1997

Year built

One

Levels

$108

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBar Fridge · Dishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorIrrigation System · Private Mailbox · Rain Gutters

Community & fees

HOA fee$209/mo
Taxes (2025)$5,093/yr
PetsYes
CommunityAssociation Recreation - Lease · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$424
HOA fee — from the listing$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,665
Interest rate6.00%
Loan term

Estimated payment

$2,179/mo

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$424
HOA / condo fee$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $219K
$210KedgeAI estimate $267,626 · range $265K$276K$287K

vs edgeAI estimate

−18.2%

$/sqft vs Dunnellon actives

$108 vs $186

Days on market

227 vs 43 typical

Where $108/sqft sits among the 400 Dunnellon actives

55 · this home
216
60
33
11
25
$108–153$153–198$198–244$244–289$289–334$334+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 14652 SW 112TH CIRCLE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

188 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,000 $6K
Dec 9, 2025Listed at $225,000 · 227 days on market since
1997Built · SPRUCE CREEK PRESERVE 03

Reality check

What actually sold near 14652 SW 112TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11228 SW 138TH PLACESold · Apr ’26

$240,000

11228 SW 138TH PLACE · same community

2 bd · 2 ba · 1,678 sqft · $143/sqft · 116 DOM

13699 SW 111TH AVENUESold · Apr ’26

$235,000

13699 SW 111TH AVENUE · same community

2 bd · 2 ba · 1,494 sqft · $157/sqft · 22 DOM

13781 SW 112TH TERRACESold · Mar ’26

$265,000

13781 SW 112TH TERRACE

3 bd · 2 ba · 2,016 sqft · $131/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14652 SW 112TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14652 SW 112TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

14652 SW 112TH CIRCLE FAQs

What would the monthly payment be for 14652 SW 112TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,179/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14652 SW 112TH CIRCLE?+

The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14652 SW 112TH CIRCLE?+

The most recent tax bill on record (2025) was $5,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14652 SW 112TH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $219,000, this home is listed about 27% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 14652 SW 112TH CIRCLE?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DUNNELLON 34432 market on paper

$219,000 is 6% below the DUNNELLON 34432 median of $232,500, and at $108/sqft it sits under the Dunnellon average of $211.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

227 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $225,000, now $219,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Wendy Hopper. MLS #OM714785.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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