
650 E CHARLESTON COURT, HERNANDO, FL, 34442
Active283 days on marketListed Oct 13, 2025MLS #OM711381
About this home
650 E CHARLESTON COURT
See Realtor Remarks: This 3 bedroom 2 bath pool home with bonus sunroom room has been beautifully renovated, ready for you to move in! Watch the golfers tee off on the 11th tee box while enjoying your pool. Some of the many updates include - roof in 2020, new windows and doors, pool was installed in 2006, updated kitchen and bathrooms, gorgeous travertine tile in the foyer and kitchen, all 5 skylights have been replaced and inside and outside have been painted, Leaf Filter guards with lifetime transferrable warranty. This is a must see open floorplan home on half an acre for privacy in beautiful Citrus Hills. No social membership required. Well for irrigation
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,782
Sqft
0.5 ac
Lot size
2
Garage
1984
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,815 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,815/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs CITRUS HILLS 1ST ADD
$221 vs $212
Days on market
283 vs 37 typical
Where $221/sqft sits among the 23 homes for sale in CITRUS HILLS 1ST ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
14 of 23
CITRUS HILLS 1ST ADD have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 E CHARLESTON COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$415,000
296 N QUARTZ AVENUE · same community
3 bd · 2 ba · 1,783 sqft · $233/sqft · 7 DOM
Sold · Jun ’26$335,000
85 E KELLER COURT · same community
2 bd · 2 ba · 1,791 sqft · $187/sqft · 0 DOM
Sold · Feb ’26$480,000
1952 N ESSEX AVENUE · same community
3 bd · 2 ba · 1,771 sqft · $271/sqft · 269 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 650 E CHARLESTON COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 E CHARLESTON COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
650 E CHARLESTON COURT FAQs
What would the monthly payment be for 650 E CHARLESTON COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,815/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 650 E CHARLESTON COURT?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 650 E CHARLESTON COURT?+
The most recent tax bill on record (2024) was $1,852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 E CHARLESTON COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $393,000, this home is listed about 6% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 650 E CHARLESTON COURT?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$393,000 runs 44% above the HERNANDO 34442 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
283 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,000, now $393,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM711381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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