Steeve Cadeau
$294,900$319,9003 bd2 ba2,026 sqft$146 /sqft$2,216 /mo all-in ↓

10884 SW 53RD CIRCLE, OCALA, FL, 34476

Active343 days on marketListed Aug 14, 2025MLS #OM707625

Reduced $25KSingle Family ResidenceKINGSLAND COUNTRY ESTATE/ MARCO POLO VILLAGE 1

About this home

10884 SW 53RD CIRCLE

Beautiful 3-bedroom home with office/den in 55+ community – Privacy, Space & Style! Welcome to this spacious and well-maintained 3-bedroom, 2-bathroom home with an additional office/den, located on a generous .45-acre lot with fenced area for your furry friends, Located in the desirable 55+ area of Marco Polo Village within Kingsland Country Estates / Whispering Pines with easy access to shopping, restraunts, medical, and I75. Enjoy peace, privacy, and natural beauty with a partially fenced backyard that backs up to serene woods and mature trees. With over 2,800 square feet under roof, this home offers comfortable living with cathedral ceilings, tile and laminate flooring throughout, and charming plant shelves that add architectural interest. The living room is bright and welcoming, flowing seamlessly into the spacious kitchen featuring a breakfast bar, ample cabinetry, and all appliances included. A dedicated dining area makes entertaining easy. The master suite has a walk-in closet, large vanity with make-up counter, and a glass-enclosed walk-in tiled shower. Two additional guest bedrooms are well-sized and share a guest bath with its own walk-in glass shower. An inside laundry room, complete with utility sink and built-in cabinetry for extra storage. Step outside to the screen-enclosed porch with ceiling fans and a storage closet, or enjoy the open patio perfect for grilling or relaxing while taking in the wooded view. Additional features include a 2-car garage with an wtih retrackting screen garage door, newer roof (2020), and super low HOA fees. Don’t miss this opportunity to live in a peaceful, established community with modern comforts and natural surroundings.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,026

Sqft

0.45 ac

Lot size

2

Garage

2002

Year built

One

Levels

$146

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingDriveway
ExteriorLighting · Other · Private Mailbox · Rain Gutters

Community & fees

HOA fee$18/mo
Taxes (2024)$2,063/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Other
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,216 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property tax — 2024 actual bill$172
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,322Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,322
Interest rate6.00%
Loan term

Estimated payment

$2,216/mo

Principal & interest$1,736
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$172
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$254KedgeAI estimate $286,621 · range $264K$310K$322K

vs edgeAI estimate

+2.9%

Days on market

343 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 10884 SW 53RD CIRCLE

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $294,900 $25K
Aug 14, 2025Listed at $319,900 · 343 days on market since
2002Built · KINGSLAND COUNTRY ESTATE/ MARCO POLO VILLAGE 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10884 SW 53RD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10884 SW 53RD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

10884 SW 53RD CIRCLE FAQs

What would the monthly payment be for 10884 SW 53RD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,216/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10884 SW 53RD CIRCLE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10884 SW 53RD CIRCLE?+

The most recent tax bill on record (2024) was $2,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10884 SW 53RD CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $294,900, this home is listed about 1% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10884 SW 53RD CIRCLE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

343 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $319,900, now $294,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLSTARS REALTY · Peggy Pittas. MLS #OM707625.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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