Steeve Cadeau

0 SW BEACH BOULEVARD, DUNNELLON, FL, 34431

Active359 days on marketListed Aug 11, 2025MLS #OM707344

Priced 47% below the DUNNELLON 34431 medianReduced $5KRAINBOW LAKES ESTATES

About this home

0 SW BEACH BOULEVARD

Opportunity awaits your dreams becoming reality, this 0.24-acre wooded parcel on SW Beach Blvd in Rainbow Lakes Estates offers the best of both worlds—serenity and accessibility. Just 3.5 miles from the community’s main entrance, the lot rests along a paved road where songbirds greet the morning, the soft rustle of leaves, and sounds of nature remind you that you have found your home. With electric nearby and well-kept homes in the neighborhood, it’s a place where comfort and nature meet. Zoned R-1 for site-built homes, this south-facing property is perfect for those who long for the quiet rhythm of country living without sacrificing connection to a vibrant, growing community. Here, there’s no HOA—just the freedom to create your own haven—while still enjoying access to parks, sports courts, fitness and youth centers that bring neighbors together. Within 20 minutes, you can dip your toes into the crystal-clear waters of the Rainbow River or wander the shaded trails of Rainbow Springs State Park. And when the mood strikes for adventure, Ocala’s equestrian heart, the sparkling shores of Crystal River, the wild beauty of Florida’s Nature Coast, and the bass-rich waters of the Withlacoochee River are all just a short 30 - 50 minute drive away. Whether you dream of a cozy retreat or a forever home, this lot offers the canvas for your vision—a place where peaceful mornings, golden sunsets, and star filled nights become your everyday backdrop. Owner financing available—your country escape is closer than you think.

Facts & features

The home at a glance

0.24 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

Taxes (2024)$182/yr
CommunityCommunity Boat Ramp · Lake · Fitness Center · Park · Playground · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$302 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$118
FHA mortgage insurance (est.)$9
Property tax — 2024 actual bill$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $700
Interest rate6.00%
Loan term

Estimated payment

$302/mo

Principal & interest$118
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunnellon

Map of 0 SW BEACH BOULEVARD

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $20,000 $5K
Aug 11, 2025Listed at $25,000 · 359 days on market since

Reality check

What actually sold near 0 SW BEACH BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21171 SW HONEYSUCKLE STREETSold · Jun ’26

$170,000

21171 SW HONEYSUCKLE STREET · same community

2 bd · 1 ba · 956 sqft · $178/sqft · 17 DOM

19901 SW RAINBOW LAKES BOULEVARDSold · Mar ’26

$135,000

19901 SW RAINBOW LAKES BOULEVARD · same community

2 bd · 1 ba · 960 sqft · $141/sqft · 21 DOM

5128 SW SOUTH WATER COURTSold · Mar ’26

$199,995

5128 SW SOUTH WATER COURT · same community

3 bd · 2 ba · 1,003 sqft · $199/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SW BEACH BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SW BEACH BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

0 SW BEACH BOULEVARD FAQs

What would the monthly payment be for 0 SW BEACH BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 SW BEACH BOULEVARD?+

The most recent tax bill on record (2024) was $182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $20,000, this home is listed about 93% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the DUNNELLON 34431 market on paper

$20,000 is 47% below the DUNNELLON 34431 median of $38,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

359 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $25,000, now $20,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · John Dolloff. MLS #OM707344.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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