604 CHESTNUT OAK CIRCLE UNIT 106, ALTAMONTE SPRINGS, FL, 32701
Active1 days on marketListed Aug 6, 2026MLS #O6429916
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Upcoming open house
Sat, Aug 8
2:00 PM – 4:00 PM
About this home
604 CHESTNUT OAK CIRCLE UNIT 106
If you're looking for comfort, style, and low-maintenance living in one of Altamonte Springs' most desirable communities . . . look no further. This exceptionally well-maintained two story, 3-bedroom, 2.5-bath townhome with a versatile loft offers an inviting layout with soaring cathedral ceilings that create a bright, open feel from the moment you step inside. Fresh interior paint and updated tile flooring give the home a clean, modern look, while the spacious floor plan offers the perfect balance of openness and cozy living. Whether you're relaxing in the private courtyard, entertaining guests, or enjoying a quiet evening at home, every space has been thoughtfully cared for. Offering one of the best values in Oak Harbour, this move-in-ready home provides an incredible opportunity to enjoy a resort-inspired lifestyle without the maintenance. Oak Harbour is a gated, waterfront community known for its outstanding amenities. Residents enjoy private access to Lake Orienta with a community boat dock, fishing pier, and boat parking, along with two swimming pools, a clubhouse, fitness center, sauna, tennis courts, pickleball courts, basketball, and shuffleboard. The association also takes care of exterior maintenance, grounds maintenance, and professional community management, making everyday living simple and stress-free. Ideally located in the heart of Altamonte Springs, you'll be just minutes from Altamonte Mall, AdventHealth, Cranes Roost Park, top-rated restaurants, shopping, entertainment, and convenient access to major roadways. Come discover why so many people love calling Oak Harbour home.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,779
Sqft
1
Garage
1984
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,155 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,155/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Altamonte Springs actives
$160 vs $182
Days on market
1 vs 40 typical
Where $160/sqft sits among the 290 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$313K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
145 of 290
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 604 CHESTNUT OAK CIRCLE UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$311,000
525 OAK TERRACE UNIT 117 · same community
3 bd · 2.5 ba · 1,779 sqft · $175/sqft · 50 DOM
Sold · Oct ’25$290,000
624 MAPLE OAK CIRCLE UNIT 108 · same community
3 bd · 2.5 ba · 1,779 sqft · $163/sqft · 27 DOM
Sold · Oct ’25$304,000
632 RED OAK CIRCLE UNIT 104 · same community
3 bd · 3.5 ba · 1,778 sqft · $171/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 604 CHESTNUT OAK CIRCLE UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 604 CHESTNUT OAK CIRCLE UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
604 CHESTNUT OAK CIRCLE UNIT 106 FAQs
What would the monthly payment be for 604 CHESTNUT OAK CIRCLE UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,155/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 604 CHESTNUT OAK CIRCLE UNIT 106?+
The most recent tax bill on record (2025) was $2,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 604 CHESTNUT OAK CIRCLE UNIT 106?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $284,000, this home is listed about 42% above the Altamonte Springs median of $199,450. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Christine Smith. MLS #O6429916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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