Steeve Cadeau
$459,9003 bd2 ba1,172 sqft$392 /sqft$3,390 /mo all-in ↓

10926 TEMPLE AVENUE, SEMINOLE, FL, 33772

Active3 days on marketListed Jul 29, 2026MLS #O6429072

Single Family ResidenceFREEDOM VILLAGE

About this home

10926 TEMPLE AVENUE

Welcome home to this beautifully renovated 3 bedroom, 2 bathroom home in Seminole. The freshly updated landscaping, brand new overhead garage door and newly installed modern front door set the stage for what awaits inside. The bright kitchen features new cabinets, granite countertops, stainless steel appliances and a space for a coffee bar, pub table or whatever you can imagine. The dining room is large with space for a home office. Both bathrooms have been completely renovated with beautifully tiled showers, new vanities and light fixtures. The entire home has fresh interior paint, all new light fixtures, ceiling fans, interior and closet doors giving the entire home a crisp, move-in-ready feel. A stackable washer and dryer is also included. The third bedroom has been professionally transformed from the former Florida room into a true conditioned bedroom, complete with new windows, insulation, a closet, electrical improvements and new HVAC ductwork. Enjoy a large fenced backyard, screened lanai, attached one-car garage, no HOA and an X flood-zone location. Set in the heart of Seminole, this home is approximately a 10-minute drive from Redington Beach and minutes from Seminole City Center, shopping, dining, parks and other Gulf beaches. This turnkey home combines a comprehensive renovation with one of Pinellas County's most convenient locations.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,172

Sqft

0.13 ac

Lot size

1

Garage

1962

Year built

One

Levels

$392

Per sqft

Inside

FlooringPorcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Ice Maker · Range · Refrigerator · Washer
InteriorOpen Floorplan · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesNorth
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,833/yr
PetsNo

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,390 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$319
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,097
Interest rate6.00%
Loan term

Estimated payment

$3,390/mo

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$319
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$360KedgeAI estimate $377,448 · range $375K$379K$478K

vs edgeAI estimate

+21.8%

$/sqft vs Seminole actives

$392 vs $252

Days on market

3 vs 44 typical

Where $392/sqft sits among the 298 Seminole actives

65
41
53
50
42
47 · this home
$105–157$157–209$209–261$261–313$313–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Freedom Village

Map of 10926 TEMPLE AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Freedom Village — neighborhood snapshot

Population

320

Median age

52

Median income

$77,083

Median home value

$283,100

Avg household

3

Households w/ children

23%

For the school run

Pinellas County School District

MiddleOsceola Middle School★★★★★
ElementarySeminole Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

169 of 298

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 136% above the SEMINOLE 33772 median. See the full Seminole market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $459,900 · 3 days on market since
1962Built · FREEDOM VILLAGE

Reality check

What actually sold near 10926 TEMPLE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9317 CRESTVIEW STREETSold · Jul ’26

$290,000

9317 CRESTVIEW STREET · same community

2 bd · 1 ba · 864 sqft · $336/sqft · 10 DOM

10911 FREEDOM BOULEVARDSold · Apr ’26

$302,000

10911 FREEDOM BOULEVARD · same community

2 bd · 1 ba · 839 sqft · $360/sqft · 6 DOM

11474 76TH AVENUESold · Feb ’26

$350,000

11474 76TH AVENUE

3 bd · 2 ba · 1,164 sqft · $301/sqft · 177 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10926 TEMPLE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10926 TEMPLE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

10926 TEMPLE AVENUE FAQs

What would the monthly payment be for 10926 TEMPLE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,390/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10926 TEMPLE AVENUE?+

The most recent tax bill on record (2025) was $3,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10926 TEMPLE AVENUE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $459,900, this home is listed about 12% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 10926 TEMPLE AVENUE?+

Osceola Middle School (middle), Seminole Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$459,900 runs 136% above the SEMINOLE 33772 median.

02Fresh on the market

Only 3 days on market in a Seminole market that averages 44 — if it fits, move quickly.

03Strong assigned schools

Osceola Middle School, Seminole Elementary School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6429072.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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