623 HOLBROOK CIRCLE, LAKE MARY, FL, 32746
Active3 days on marketListed Jul 30, 2026MLS #O6428812
About this home
623 HOLBROOK CIRCLE
Beautifully updated 3-bedroom, 2-bath split-floor plan with a 2-car garage in desirable Lake Mary. Major upgrades include 2020 SOLAR PANELS, 2021 ENERGY-EFFICIENT WINDOWS, CUSTOM SLIDING DOOR and EXTERIOR DOOR, 2018 ROOF, WATER HEATER, SCREENED PORCH and COMPLETE RE-PLUMBING. UPDATED KITCHEN & BATHROOM, 2025 Hardie siding on the chimney and gables, and fresh interior/exterior paint. Features include tile throughout, VAULTED CEILINGS, FIREPLACE, eat-in kitchen, indoor laundry, UPDATED FENCED BACKYARD, and low-maintenance landscaping. Enjoy the added benefit of energy-efficient solar panels, an average electric bill of $50/month helping save on utility costs. Conveniently located near top-rated schools, Cross Seminole Trail, YMCA, shopping, SunRail, I-4, SR 417, and Seminole State College. Move-in ready with exceptional value and modern efficiency, with improvements already done for the next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,556
Sqft
0.13 ac
Lot size
2
Garage
1987
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,026 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,026/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Lake Mary actives
$270 vs $242
Days on market
3 vs 42 typical
Where $270/sqft sits among the 160 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood At The Crossings
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Lakewood At The Crossings — neighborhood snapshot
Population
2,244
Median age
49
Median income
$152,754
Median home value
$303,546
Avg household
2
Households w/ children
246
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
93 of 160
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 623 HOLBROOK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$420,000
486 N SUNDANCE DRIVE · same community
3 bd · 2 ba · 1,654 sqft · $254/sqft · 0 DOM
Sold · Mar ’26$352,000
116 EXETER AVENUE
3 bd · 2 ba · 1,582 sqft · $223/sqft · 45 DOM
Sold · Mar ’26$400,000
568 TALL OAKS TERRACE
3 bd · 2 ba · 1,513 sqft · $264/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 623 HOLBROOK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 623 HOLBROOK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
623 HOLBROOK CIRCLE FAQs
What would the monthly payment be for 623 HOLBROOK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,026/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 623 HOLBROOK CIRCLE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 623 HOLBROOK CIRCLE?+
The most recent tax bill on record (2025) was $2,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 623 HOLBROOK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $420,000, this home is listed about 2% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 623 HOLBROOK CIRCLE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIUM PROPERTIES R.E SERVICE · Mariana Cisneros. MLS #O6428812.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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