Steeve Cadeau
$2,900$3,1003 bd2 ba1,927 sqft$2 /sqft$181 /mo all-in ↓

4680 PORTAGE TRAIL, MELBOURNE, FL, 32940

Active7 days on marketListed Jul 25, 2026MLS #O6428150

Priced 99% below the MELBOURNE 32940 medianReduced $200Single Family ResidenceSAWGRASS AT SUNTREE PH 04

About this home

4680 PORTAGE TRAIL

Welcome to Summit at Sawgrass, one of Suntree's most desirable gated communities, where low-maintenance living meets an unbeatable location. Perfectly positioned on a premium waterfront homesite with NO REAR NEIGHBORS, this beautifully maintained residence offers STUNNING WATER VIEWS, exceptional privacy, and a thoughtfully designed floor plan that blends elegance, comfort, and functionality. From the moment you step inside, you'll appreciate the abundance of natural light, soaring ceilings, CUSTOM WAINSCOTING, modern lighting fixtures, ceiling fans, and PLANTATION SHUTTERS throughout the home, creating a timeless yet contemporary feel. The spacious open-concept living areas flow effortlessly, making this home ideal for both everyday living and entertaining. The beautifully updated kitchen is the heart of the home, featuring freshly painted cabinetry, stainless steel appliances, a gas range, generous counter space, and a charming built-in breakfast bench with hidden storage, offering both style and functionality. Adjacent to the kitchen, the formal dining room provides an elegant space for hosting family gatherings, holiday dinners, and special occasions. Retreat to the spacious primary suite, where tranquil water views create the perfect place to unwind. The luxurious en-suite bathroom features a large soaking tub, separate shower, and dual walk-in closets, providing an abundance of storage and everyday convenience. Step outside to your screened and enclosed lanai, where breathtaking water views and complete backyard privacy create your own outdoor oasis. The built-in grill makes entertaining effortless. Designed with both luxury and peace of mind in mind, this home includes a WHOLE IN HOUSE RAINSOFT WATER FILTRATION SYSTEM, delivering filtered water throughout the residence. For added protection during Florida's storm season, the home is equipped with HIGH END ELECTRIC STORM SHUTTERS on both the front entry and rear sliding glass doors. These premium shutters feature a battery backup capability, allowing them to operate even during a power outage and providing exceptional security and peace of mind. The laundry room offers both convenience and organization with a built-in cabinetry and a utility sink, making everyday tasks both functional and efficient. Car enthusiasts will appreciate the impressive garage, featuring a custom built-in storage system to keep everything neatly organized, along with modern hexagon LED lighting that creates the perfect showroom atmosphere to showcase your favorite vehicle. Residents of Summit at Sawgrass enjoy an exceptional low-maintenance lifestyle with LAWN MAINTENANCE included, along with access to the clubhouse, fitness center, and resort-style solar-heated community pool, all within the privacy of this sought-after gated community. Located just minutes from The Avenue Viera, Costco, premier shopping, dining, golf courses, top-rated medical facilities, Interstate 95, and Florida's beautiful Space Coast beaches, this home offers the perfect combination of luxury, convenience, and carefree Florida living. Schedule your private showing TODAY!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,927

Sqft

0.14 ac

Lot size

2

Garage

2004

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorOpen Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

ExteriorPrivate Mailbox · Sliding Doors

Community & fees

PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $102Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $102
Interest rate6.00%
Loan term

Estimated payment

$181/mo

Principal & interest$17
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Melbourne actives

$2 vs $221

Days on market

7 vs 21 typical

Where $2/sqft sits among the 78 Melbourne actives

0 · this home
3
10
35
20
10
$2–62$62–122$122–181$181–241$241–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Melbourne

Map of 4680 PORTAGE TRAIL

Drive times from this address

Orlando Int’l Airport (MCO)58 min
Downtown Orlando65 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Melbourne. See the full Melbourne guide →

MELBOURNE 32940 — neighborhood snapshot

Population

49,288

Median age

48.1

Median income

$106,511

Median home value

$444,100

Avg household

2.42

Households w/ children

5,209

For the school run

Brevard County School District

HighViera High School★★★★
ElementaryManatee Elementary School★★★★★
MiddleJohn F. Kennedy Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$404K$320K

Melbourne median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

25 of 78

Melbourne actives have cut their price

Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the MELBOURNE 32940 median. See the full Melbourne market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,900 $200
Jul 25, 2026Listed at $3,100 · 7 days on market since
2004Built · SAWGRASS AT SUNTREE PH 04

Reality check

What actually sold near 4680 PORTAGE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1005 FOSTORIA DRIVESold · Dec ’25

$500,000

1005 FOSTORIA DRIVE

3 bd · 2 ba · 1,887 sqft · $265/sqft · 32 DOM

4727 FOUR LAKES DRIVESold · Oct ’25

$393,500

4727 FOUR LAKES DRIVE

4 bd · 2 ba · 1,865 sqft · $211/sqft · 18 DOM

882 PALM BROOK DRIVESold · Jun ’26

$610,000

882 PALM BROOK DRIVE

3 bd · 2.5 ba · 1,989 sqft · $307/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4680 PORTAGE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4680 PORTAGE TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4680 PORTAGE TRAIL FAQs

What would the monthly payment be for 4680 PORTAGE TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4680 PORTAGE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melbourne?+

At $2,900, this home is listed about 99% below the Melbourne median of $404,555. The market section on this page shows how the area is trending.

Which schools are assigned to 4680 PORTAGE TRAIL?+

Viera High School (high), Manatee Elementary School (elementary), John F. Kennedy Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the MELBOURNE 32940 market on paper

$2,900 is 99% below the MELBOURNE 32940 median of $469,900, and at $2/sqft it sits under the Melbourne average of $235.

02Fresh on the market

Only 7 days on market in a Melbourne market that averages 21 — if it fits, move quickly.

03Strong assigned schools

Viera High School, Manatee Elementary School, John F. Kennedy Middle School — Viera High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $3,100, now $2,900 — a $200 cut. The full history is in the market section below.

Listing courtesy of LIFESTYLE INTERNATIONAL REALTY · Fanny Stollmeyer. MLS #O6428150.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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