180 RIVER OAKS CIRCLE, SANFORD, FL, 32771
Active3 days on marketListed Jul 28, 2026MLS #O6427808
About this home
180 RIVER OAKS CIRCLE
Virtually Staged. Priced below its current appraised value, this one-of-a-kind Wekiva River estate offers exceptional versatility with a unique combination of flexible living spaces, home-business capability and future expansion opportunities rarely found in a single property. Situated on a beautiful, private one-acre homesite with a large circular driveway, this approximately 4,170-square-foot custom residence includes deeded Wekiva River access, HOA dues of only $25 per month (only $300 a-year), and the rare freedom to park RVs, boats and other recreational vehicles without restrictions common in many upscale communities. Designed for today’s evolving lifestyles, this exceptional property features multiple private entrances, three kitchen areas, three laundry areas and superior sound-dampening construction for enhanced comfort and privacy. The flexible layout is ideal for a spacious family residence, multi-generational living, a home-based business, executive rental or a potential bed and breakfast. Enjoy Florida’s outdoor lifestyle with deeded Wekiva River access just a few hundred feet away within this small community. Seminole County’s Wilson’s Landing Park is a short walk away, while Katie’s Landing at Lower Wekiva River Preserve State Park is approximately one mile away. These nearby parks and river access points open the door to endless adventures, including canoeing, kayaking, paddleboarding and exploring one of Central Florida’s most pristine natural waterways. The climate-controlled garage/workshop is approximately 29 feet deep and features an extra-tall 8-foot-9-inch-by-16-foot wide insulated garage door, abundant lighting and pre-wiring for an electric vehicle charging station. Constructed well beyond typical residential standards and designed for long-term durability, comfort and flexibility, the home includes reinforced concrete construction, superior insulation for energy efficiency and sound reduction, four independently controlled HVAC zones, 400-amp electrical service, Honeywell commercial-grade security, smart electrical monitoring, engineered private well and filtration systems and a reinforced poured-concrete bank vault/storm shelter. Ten-foot main-floor ceilings create an open, spacious feel, while the thoughtfully designed layout provides privacy and independence between living areas, ideal for extended family, guests or a live-work lifestyle. Future expansion has already been planned with a 3,000- to 4,000-square-foot Phase II concept. The expansion area has been graded and compacted, with electrical and plumbing infrastructure already in place. Architectural drawings for the planned expansion and current appraisal are available for buyer review upon request. Whether searching for an exceptional family residence, multi-generational estate, flexible live-work environment or unique investment opportunity, this property combines quality construction, privacy, versatility, deeded river access and expansion potential in a way rarely found in today’s market.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
4,170
Sqft
1.03 ac
Lot size
4
Garage
2002
Year built
Two
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,148 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,148/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs Sanford actives
$258 vs $216
Days on market
3 vs 29 typical
Where $258/sqft sits among the 391 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
205 of 391
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 209% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 180 RIVER OAKS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,350,000
5127 LEEWARD WAY · same community
4 bd · 3 ba · 3,836 sqft · $352/sqft · 135 DOM
Sold · Nov ’25$1,650,000
5101 THE OAKS CIRCLE · same community
4 bd · 4 ba · 3,736 sqft · $442/sqft · 27 DOM
Sold · Jun ’26$1,200,000
1313 SW 18th Court, Fort Lauderdale FL 33315 · same community
5 bd · 3.5 ba · 3,000 sqft · $400/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 180 RIVER OAKS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 180 RIVER OAKS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
180 RIVER OAKS CIRCLE FAQs
What would the monthly payment be for 180 RIVER OAKS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,148/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 180 RIVER OAKS CIRCLE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 180 RIVER OAKS CIRCLE?+
The most recent tax bill on record (2025) was $9,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 180 RIVER OAKS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $1,075,000, this home is listed about 195% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 180 RIVER OAKS CIRCLE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,075,000 runs 209% above the SANFORD 32771 median — but at 4,170 sqft it's also nearly 2 times the size of the typical Sanford listing.
02Fresh on the market
Only 3 days on market in a Sanford market that averages 29 — if it fits, move quickly.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Lynda Miller. MLS #O6427808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sanford homes, in your inbox
Like 180 RIVER OAKS CIRCLE but not quite? A daily digest of every new listing in Sanford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →