Steeve Cadeau
Pending
$405,0003 bd2 ba1,545 sqft$262 /sqft$2,847 /mo all-in ↓

711 ANDOVER CIRCLE, WINTER SPRINGS, FL, 32708

Pending7 days on marketListed Jul 24, 2026MLS #O6427603

Single Family ResidenceGEORGETOWNE UNIT 1

About this home

711 ANDOVER CIRCLE

A bright and welcoming Winter Springs gem tucked into the charming community of Georgetowne. This 3-bedroom, 2-bathroom home features a split floor plan that maximizes privacy and flow. The main living areas are finished in upgraded tile, while the Primary bedroom offers soft carpeting for a cozy retreat. The Primary bathroom includes double sinks and an expanded walk-in shower, creating a spacious and functional suite. The kitchen is a standout with natural lighting thru the window, gorgeous backsplash, granite countertops, ample cabinetry, and a layout perfect for everyday cooking or entertaining. Throughout the home, plantation shutters add timeless style and excellent light control. Two other secondary bedrooms both have privacy and space. Step outside to enjoy multiple outdoor living spaces: a screened-in patio ideal for morning coffee or evening relaxation, plus a pavered courtyard that feels like your own private oasis and a private trellised area outside of the dining area. Practical updates include a newer AC system and newer Hot Water Heater, offering peace of mind. The HOA covers front yard maintenance, making life a little easier. And with top-rated schools nearby and Trotwood Park that includes Pickle Ball, Tennis Courts, Playgrounds and lots of Green areas for free play, all of this is just around the corner. The Winter Springs Town Center, 417, shops, restaurants and more are also close making the location hard to beat. With its unbeatable location, thoughtful layout, and inviting features, this home truly offers the best of TUSCAWILLA LIVING.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,545

Sqft

0.1 ac

Lot size

2

Garage

1994

Year built

One

Levels

$262

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDisposal · Dryer · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesEast
ExteriorCourtyard · Private Mailbox

Community & fees

HOA fee$124/mo
Taxes (2025)$0/yr
PetsBreed Restrictions
CommunityDeed Restrictions · Park · Pool

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,847 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$0
HOA fee — from the listing$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate6.00%
Loan term

Estimated payment

$3,219/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Est. property taxes$371
HOA / condo fee$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$384KedgeAI estimate $428,076 · range $400K$455K$474K

vs edgeAI estimate

−5.4%

$/sqft vs Winter Springs actives

$262 vs $240

Days on market

7 vs 38 typical

Where $262/sqft sits among the 134 Winter Springs actives

23
31
29
28 · this home
13
10
$169–197$197–225$225–253$253–280$280–308$308+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tuscawilla

Map of 711 ANDOVER CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando26 min
Orlando Int’l Airport (MCO)35 min
Universal Orlando39 min
Walt Disney World51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

Tuscawilla — neighborhood snapshot

Population

9,610

Median age

57

Median income

$101,354

Median home value

$420,645

Avg household

2

Households w/ children

811

For the school run

Seminole County School District

ElementaryKeeth Elementary School★★★★
MiddleIndian Trails Middle School★★★★
HighWinter Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$420K$462K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

91 of 134

Winter Springs actives have cut their price

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $405,000 · 7 days on market since
1994Built · GEORGETOWNE UNIT 1

Reality check

What actually sold near 711 ANDOVER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

709 BARRINGTON CIRCLESold · Mar ’26

$425,000

709 BARRINGTON CIRCLE · same community

3 bd · 2 ba · 1,560 sqft · $272/sqft · 11 DOM

694 ANDOVER CIRCLESold · Nov ’25

$425,000

694 ANDOVER CIRCLE · same community

3 bd · 2 ba · 1,480 sqft · $287/sqft · 18 DOM

1911 SILVERWEED WAYSold · Jul ’26

$365,000

1911 SILVERWEED WAY

3 bd · 2.5 ba · 1,608 sqft · $227/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 711 ANDOVER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 711 ANDOVER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

711 ANDOVER CIRCLE FAQs

What would the monthly payment be for 711 ANDOVER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,847/mo — principal and interest, estimated property taxes, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 711 ANDOVER CIRCLE?+

The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 711 ANDOVER CIRCLE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 711 ANDOVER CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Springs?+

At $405,000, this home is listed about 4% below the Winter Springs median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 711 ANDOVER CIRCLE?+

Keeth Elementary School (elementary), Indian Trails Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Julie Trott. MLS #O6427603.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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