5121 FOUR STRAND COURT, ST CLOUD, FL, 34772
Active9 days on marketListed Jul 24, 2026MLS #O6427146
About this home
5121 FOUR STRAND COURT
Welcome to this beautifully maintained, move-in ready home in the sought-after Old Hickory community, where modern comfort meets everyday convenience. Designed with energy efficiency in mind, this solar-powered residence features a bright, open-concept floor plan and serene pond views that create a relaxing backdrop for both everyday living and entertaining. The thoughtfully designed layout offers spacious living and dining areas that flow seamlessly into the kitchen, making it easy to host guests or enjoy quiet evenings at home. Large windows invite natural light throughout the living spaces, while the backyard provides a peaceful setting to unwind and take in the water views. Old Hickory offers a variety of community amenities, including a pool, cabana, playground, walking trails, dog park and open green spaces, giving residents opportunities to enjoy the outdoors close to home. Ideally located in St. Cloud, this home provides convenient access to Florida's Turnpike and US-192, making travel throughout Central Florida simple. Nearby shopping, grocery stores, restaurants, healthcare services, schools, and daily conveniences are all just a short drive away. Outdoor enthusiasts will appreciate the proximity to East Lake Tohopekaliga, local parks, boat ramps, and recreational activities, while Lake Nona, Orlando International Airport, and Medical City are easily accessible for work, travel, and entertainment. Whether you're looking for a peaceful place to call home or a location that keeps you connected to everything Central Florida has to offer, this property delivers the perfect balance of comfort, convenience, and lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,950
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs St Cloud actives
$190 vs $219
Days on market
9 vs 33 typical
Where $190/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
214 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5121 FOUR STRAND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$379,000
148 PINEYWOODS STREET · same community
4 bd · 2 ba · 1,950 sqft · $194/sqft · 82 DOM
Sold · Nov ’25$370,000
5230 PRESERVE BOULEVARD · same community
4 bd · 2 ba · 1,950 sqft · $190/sqft · 9 DOM
Sold · Aug ’25$330,000
5140 FOUR STRAND COURT · same community
3 bd · 2 ba · 1,552 sqft · $213/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5121 FOUR STRAND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5121 FOUR STRAND COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5121 FOUR STRAND COURT FAQs
What would the monthly payment be for 5121 FOUR STRAND COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,176/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5121 FOUR STRAND COURT?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5121 FOUR STRAND COURT?+
The most recent tax bill on record (2025) was $7,378. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5121 FOUR STRAND COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $369,900, this home is listed about 13% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5121 FOUR STRAND COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Marilyn Santo. MLS #O6427146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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