Steeve Cadeau
$267,5004 bd2 ba1,563 sqft$171 /sqft$2,288 /mo all-in ↓

2232 NE 13TH AVENUE, GAINESVILLE, FL, 32641

Active13 days on marketListed Jul 21, 2026MLS #O6426936

Single Family ResidenceCEDAR GROVE UNIT II REP PH I

About this home

2232 NE 13TH AVENUE

Adorable, newly renovated home (4 years ago) with open floor plan, beautiful kitchen, stainless steal appliances, tile and laminate flooring (no carpet), on a beautiful, quiet cul-de-sac. It has a 2 car attached garage, laundry room with washer and dryer hookups, beautiful front yard with mature trees and a fully fenced backyard! This neighborhood is really cute, well kept, and tucked away. No neighbors behind the house. Only 3.5 miles from UF, close to public transit. Your own little slice of heaven! Backyard has concrete and pavers. Lots of space for dining, a garden, putting in a storage shed, etc. Laundry room inside the house. The area is gorgeous. All homes kept up, great neighbors, even a small neighborhood park across the street! About half way between the airport and UF, super convenient! It has a great open floor plan. And no carpet! Vaulted ceilings make it feel light and airy. Secondary bedrooms are big. Walk in closets! Mater bedroom has a large window out the front of the house with a walk in closet. Huge front porch, plenty of room for a few chairs and a table.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,563

Sqft

0.19 ac

Lot size

2

Garage

2000

Year built

One

Levels

$171

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesNorth
ExteriorFrench Doors · Private Mailbox

Community & fees

HOA fee$5/mo
Taxes (2025)$5,160/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,288 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,575
FHA mortgage insurance (est.)$118
Property tax — 2025 actual bill$430
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,363Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,363
Interest rate6.00%
Loan term

Estimated payment

$2,288/mo

Principal & interest$1,575
FHA mortgage insurance (est.)$118
Property taxes (actual bill)$430
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $268K
$229KedgeAI estimate $248,634 · range $239K$253K$278K

vs edgeAI estimate

+7.6%

$/sqft vs Gainesville actives

$171 vs $199

Days on market

13 vs 36 typical

Where $171/sqft sits among the 400 Gainesville actives

82
101 · this home
98
60
29
30
$128–162$162–195$195–228$228–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cedar Grove

Map of 2232 NE 13TH AVENUE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Cedar Grove — neighborhood snapshot

Population

471

Median age

44

Median income

$37,375

Median home value

$126,300

Avg household

3

Households w/ children

43%

For the school run

Alachua County School District

MiddleHoward W. Bishop Middle School★★★★★
ElementaryMarjorie Kinnan Rawlings Elementary School★★★★★
HighEastside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

187 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the GAINESVILLE 32641 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $267,500 · 13 days on market since
2000Built · CEDAR GROVE UNIT II REP PH I

Reality check

What actually sold near 2232 NE 13TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1120 NE 22ND COURTSold · Apr ’26

$255,000

1120 NE 22ND COURT · same community

3 bd · 2 ba · 1,237 sqft · $206/sqft · 125 DOM

842 NE 5TH AVENUESold · Oct ’25

$420,400

842 NE 5TH AVENUE

3 bd · 2 ba · 1,554 sqft · $271/sqft · 7 DOM

1523 NE 1ST AVENUESold · Jun ’26

$272,000

1523 NE 1ST AVENUE

4 bd · 2 ba · 1,544 sqft · $176/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2232 NE 13TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2232 NE 13TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

2232 NE 13TH AVENUE FAQs

What would the monthly payment be for 2232 NE 13TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,288/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2232 NE 13TH AVENUE?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2232 NE 13TH AVENUE?+

The most recent tax bill on record (2025) was $5,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2232 NE 13TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $267,500, this home is listed about 9% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2232 NE 13TH AVENUE?+

Howard W. Bishop Middle School (middle), Marjorie Kinnan Rawlings Elementary School (elementary), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6426936.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Gainesville homes, in your inbox

Like 2232 NE 13TH AVENUE but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 12:47 PM UTC. The listing information on this page last changed on August 3, 2026 at 12:47 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 12:47 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 12:47 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.