6445 RIVER ROAD, NEW PORT RICHEY, FL, 34652
Active16 days on marketListed Jul 21, 2026MLS #O6426929
About this home
6445 RIVER ROAD
Location, location, location!!! Welcome to 6445 River Rd in New Port Richey, FL, this charming 2bedroom/1 bath home is a wonderful opportunity for homeownership. Literally steps away from Sims Park, the city boat dock/launch and downtown NPR, this property boasts a location that provides both convenience and a sense of community. New Port Richey is a golf cart-friendly city, with several shops and restaurants on and around Main Street. Sims Park is a popular local spot where there are bands/shows/movies and a beautiful playground with a splash pad. This home is ideally positioned to enjoy the nearby amenities of the charming downtown area, which makes this property a great choice for those seeking a vibrant yet relaxed lifestyle. High and dry, this home did not flood during the "One hundred year storm" of 2025. Large corner lot, solid concrete block construction, new roof in 2020, new HVAC system in 2014. Inside freshly painted in summer 2026. Retro terrazzo floors (island vibe)could be polished or you can get whatever flooring would suit your style. Ready for immediate closing and occupancy. Discover the local happenings in New Port Richey. Enjoy recurring outdoor block parties, live music events, and community wellness gatherings hosted downtown and at the Recreation and Aquatic Center.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
800
Sqft
0.15 ac
Lot size
1
Garage
1960
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs New Port Richey actives
$250 vs $200
Days on market
16 vs 48 typical
Where $250/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $280K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
223 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 6445 RIVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$150,000
6345 LAMBERT LANE · same community
2 bd · 1 ba · 1,452 sqft · $103/sqft · 120 DOM
Sold · Mar ’26$335,000
4551 FLORAMAR TERRACE
2 bd · 1 ba · 786 sqft · $426/sqft · 98 DOM
Sold · Apr ’26$53,000
4715 JASPER DRIVE UNIT 205
1 bd · 1.5 ba · 728 sqft · $73/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6445 RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6445 RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
6445 RIVER ROAD FAQs
What would the monthly payment be for 6445 RIVER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6445 RIVER ROAD?+
The most recent tax bill on record (2025) was $2,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6445 RIVER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $200,000, this home is listed about 29% below the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6445 RIVER ROAD?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6426929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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