10509 SPRING ARBOR LANE, WINTER GARDEN, FL, 34787
Active8 days on marketListed Jul 22, 2026MLS #O6426898
About this home
10509 SPRING ARBOR LANE
Seller is motivated! Take advantage of this incredible opportunity to own a beautifully maintained 3-bedroom, 2.5-bathroom townhome in the highly desirable Horizon West area of Winter Garden. Thoughtfully designed for both comfort and functionality, this alley-facing home features a bright, open-concept floor plan with spacious living and dining areas that seamlessly connect to a stylish kitchen complete with solid surface countertops, stainless steel appliances, and a large center island—perfect for everyday living and entertaining. A versatile bonus room on the first floor offers the flexibility to serve as a home office, playroom, fitness area, or additional living space to fit your lifestyle. Upstairs, the spacious primary suite provides a peaceful retreat with a walk-in closet and private en-suite bathroom, while two additional bedrooms share a well-appointed full bath. One of this home's standout features is the detached rear-entry garage, creating a generously sized fenced backyard between the home and the garage. This private outdoor space is ideal for weekend barbecues, entertaining guests, gardening, or simply relaxing in your own backyard oasis. Located just minutes from Hamlin Town Center, residents enjoy convenient access to shopping, restaurants, entertainment, medical facilities, parks, and scenic walking trails. With easy connections to SR-429 and Florida's Turnpike, commuting throughout Central Florida is simple, while Walt Disney World and Orlando's renowned attractions are only a short drive away. Combined with top-rated schools, a vibrant community, and an unbeatable location, this home offers an exceptional lifestyle in one of Central Florida's most sought-after neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,868
Sqft
0.05 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs Winter Garden actives
$235 vs $260
Days on market
8 vs 31 typical
Where $235/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$580K → $570K
Winter Garden median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
172 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 10509 SPRING ARBOR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$370,000
11079 HANLON TERRACE ALLEY · same community
3 bd · 2.5 ba · 1,868 sqft · $198/sqft · 166 DOM
Sold · Feb ’26$390,000
11018 HANLON TERRACE ALLEY · same community
4 bd · 3 ba · 2,037 sqft · $191/sqft · 176 DOM
Sold · Aug ’25$410,000
10316 SPRING ARBOR LANE · same community
4 bd · 3 ba · 2,200 sqft · $186/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10509 SPRING ARBOR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10509 SPRING ARBOR LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10509 SPRING ARBOR LANE FAQs
What would the monthly payment be for 10509 SPRING ARBOR LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,823/mo — principal and interest, the actual property-tax bill, the $338/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10509 SPRING ARBOR LANE?+
The association fee works out to $338 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10509 SPRING ARBOR LANE?+
The most recent tax bill on record (2025) was $6,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10509 SPRING ARBOR LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $439,000, this home is listed about 26% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.
Which schools are assigned to 10509 SPRING ARBOR LANE?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER GARDEN 34787 market on paper
$439,000 is 17% below the WINTER GARDEN 34787 median of $530,000, and at $235/sqft it sits under the Winter Garden average of $282.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Alexandre Zapparoli LLC. MLS #O6426898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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