Steeve Cadeau
$369,0003 bd2.5 ba1,092 sqft$338 /sqft$2,837 /mo all-in ↓

812 AGNES DRIVE, ALTAMONTE SPRINGS, FL, 32701

Active3 days on marketListed Jul 21, 2026MLS #O6426592

WaterfrontSingle Family ResidenceMALTBIE SHORES

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 2:00 PM

About this home

812 AGNES DRIVE

Welcome to this beautifully updated 3-bedroom, 2.5-bathroom lakefront home, perfectly situated on a charming tree-lined street in the heart of Altamonte Springs. Offering picturesque views of Lake Maltbie, an incredible backyard, and extensive modern updates throughout, this home combines comfort, style, and an unbeatable location. Step inside to discover a bright and inviting floor plan featuring a spacious living room, dining room, and a stunning, newly updated kitchen complete with wood cabinetry, granite countertops, and stainless steel appliances. A huge laundry room offers incredible flexibility and can easily serve as a home office, workout room, hobby space, playroom, or additional storage. Thoughtfully updated throughout, this home provides peace of mind with a new roof (2022), A/C (2024), water heater (2024), flooring (2024), and kitchen appliances (2024). Enjoy Florida living at its finest in the expansive private backyard overlooking beautiful Lake Maltbie. Whether you're relaxing on the screened patio, entertaining under the additional covered patio, or gathering around the fire pit, this outdoor oasis is perfect for enjoying the peaceful lakefront setting. With no HOA, you'll have the freedom to truly make this property your own. Ideally located just minutes from Cranes Roost Park, Altamonte Mall, Winter Park, shopping, dining, major highways, and a nearby hospital, this home also offers convenient access to Downtown Orlando and Central Florida's many attractions. This is a wonderful opportunity to own a beautifully updated lakefront home in one of Altamonte Springs' most desirable locations. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,092

Sqft

0.2 ac

Lot size

1959

Year built

One

Levels

$338

Per sqft

Waterfront

Inside

FlooringOther · Porcelain Tile
AppliancesDishwasher · Range · Refrigerator
InteriorOther
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNortheast
ExteriorOther · Sidewalk

Community & fees

Taxes (2025)$4,100/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,837 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property tax — 2025 actual bill$342
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$2,837/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$342
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Altamonte Springs actives

$338 vs $185

Days on market

3 vs 36 typical

Where $338/sqft sits among the 284 Altamonte Springs actives

74
88
56
41
16
9 · this home
$122–158$158–194$194–230$230–266$266–302$302+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 812 AGNES DRIVE

Drive times from this address

Downtown Orlando16 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

145 of 284

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $369,000 · 3 days on market since
1959Built · MALTBIE SHORES

Reality check

What actually sold near 812 AGNES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

180 N LAKEWOOD CIRCLESold · Oct ’25

$335,000

180 N LAKEWOOD CIRCLE

3 bd · 2 ba · 1,050 sqft · $319/sqft · 301 DOM

339 CHERRYWOOD GARDENS DRIVE UNIT 339Sold · Jun ’26

$180,000

339 CHERRYWOOD GARDENS DRIVE UNIT 339

2 bd · 2 ba · 1,152 sqft · $156/sqft · 0 DOM

240 CHERRYWOOD DRIVESold · Dec ’25

$255,000

240 CHERRYWOOD DRIVE

3 bd · 2 ba · 1,161 sqft · $220/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 812 AGNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 812 AGNES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

812 AGNES DRIVE FAQs

What would the monthly payment be for 812 AGNES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,837/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 812 AGNES DRIVE?+

The most recent tax bill on record (2025) was $4,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Altamonte Springs?+

At $369,000, this home is listed about 68% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$369,000 runs 68% above the Altamonte Springs median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Altamonte Springs market that averages 36 — if it fits, move quickly.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Dominick Florio. MLS #O6426592.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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