
5768 STEPHENS ROAD, ST CLOUD, FL, 34771
Active1 days on marketListed Jul 21, 2026MLS #O6423940
About this home
5768 STEPHENS ROAD
The beautiful Inverness model offers 4 bedrooms and 3 bathrooms in an expansive single-story design at Bridgewalk, a boating master-planned community in Saint Cloud within the top-rated Osceola County School District. Exuding luxury across nearly 2,911square feet, this modern home also includes versatile flex space that can serve as an office and/or additional living areas as needed. The open-concept kitchen with quartz countertops seamlessly integrates with a cozy dining room and a spacious family room, perfect for entertaining. Glass sliders open to the lanai, enhancing the indoor-outdoor Florida lifestyle. Among the four bedrooms is a luxurious owner's suite featuring a spa-style bathroom. Residents of Bridgewalk enjoy resort-style amenities including a swimming pool, clubhouse, fitness center, pickleball and volleyball courts, a dog park, BBQ and picnic areas, and a private community boat launch — all with fully maintained lawns. Ideally located along US-192 just south of Orlando, Bridgewalk offers a relaxed suburban setting with easy access to Lake Nona, Orlando International Airport, and the region's shopping, dining, and entertainment.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,911
Sqft
0.17 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $220
Days on market
1 vs 33 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5768 STEPHENS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$684,990
5636 FLAME VINE WAY · same community
5 bd · 4 ba · 2,886 sqft · $237/sqft · 1 DOM
Sold · Mar ’26$648,190
5612 FLAME VINE WAY · same community
5 bd · 4 ba · 2,886 sqft · $225/sqft · 13 DOM
Sold · Mar ’26$618,440
5624 FLAME VINE WAY · same community
4 bd · 3 ba · 2,946 sqft · $210/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5768 STEPHENS ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5768 STEPHENS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5768 STEPHENS ROAD FAQs
What would the monthly payment be for 5768 STEPHENS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5768 STEPHENS ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $3,100, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5768 STEPHENS ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROBERT SLACK LLC · Aparna Narla. MLS #O6423940.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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