3126 VANGUARD COURT, ST CLOUD, FL, 34771
Active15 days on marketListed Jul 16, 2026MLS #O6423900
About this home
3126 VANGUARD COURT
Welcome to this exceptional 5-bedroom, 5-bathroom residence offering more than 4,000 square feet of thoughtfully designed living space, where luxury, comfort, and convenience come together in one move-in-ready home. Situated on a premium conservation homesite with no rear neighbors, this property delivers the privacy and outdoor lifestyle you've been searching for. Step into your own backyard retreat featuring a custom resort-style pool, private putting green, artificial turf, elegant paver patio, landscape lighting, and peaceful conservation views. With more than $120,000+ in custom upgrades, every detail has already been completed for you. Inside, the expansive open-concept floor plan is designed for both everyday living and entertaining. The chef-inspired kitchen serves as the centerpiece of the home, showcasing a stunning double waterfall quartz island, solid wood cabinetry, premium appliances, and designer finishes throughout. A spacious great room, first-floor primary suite, generous secondary bedrooms, and an oversized bonus room provide flexibility for families, guests, or working from home. Beyond the beautiful finishes are the upgrades that truly set this home apart. Enjoy the benefits of fully paid-off solar panels, two Tesla Powerwalls for energy storage, a whole-home Culligan water treatment system, plantation shutters throughout, premium glass shower enclosures in every bathroom, and countless additional upgrades that would cost significant time and money to replicate in a new build. Why start from scratch when everything has already been thoughtfully selected and completed? This is an opportunity to enjoy the benefits of new construction without the wait, the uncertainty, or the added expense of post-closing upgrades. Move in, unpack, and start enjoying the lifestyle you've been waiting for.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,074
Sqft
0.28 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,153 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,153/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs WESLYN PARK PH 2
$287 vs $248
Days on market
15 vs 33 typical
Where $287/sqft sits among the 9 homes for sale in WESLYN PARK PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
2 of 9
WESLYN PARK PH 2 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3126 VANGUARD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$615,000
3112 RANGER DRIVE · same community
5 bd · 3.5 ba · 2,995 sqft · $205/sqft · 152 DOM
Sold · Sep ’25$580,000
6522 ROVER WAY · same community
5 bd · 3 ba · 2,881 sqft · $201/sqft · 49 DOM
Sold · May ’26$555,000
6570 ROVER WAY · same community
4 bd · 3 ba · 2,881 sqft · $193/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3126 VANGUARD COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3126 VANGUARD COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3126 VANGUARD COURT FAQs
What would the monthly payment be for 3126 VANGUARD COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,153/mo — principal and interest, the actual property-tax bill, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3126 VANGUARD COURT?+
The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3126 VANGUARD COURT?+
The most recent tax bill on record (2025) was $13,537. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3126 VANGUARD COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $1,169,999, this home is listed about 175% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3126 VANGUARD COURT?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6423900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 3126 VANGUARD COURT but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →