5434 USEPPA DRIVE, AVE MARIA, FL, 34142
Active16 days on marketListed Jul 7, 2026MLS #O6422863
About this home
5434 USEPPA DRIVE
Welcome to this beautifully upgraded home in the sought-after Maple Ridge community of Ave Maria! Designed for modern living, it features an impressive smart-home system with Alexa-controlled lighting, a 12-camera security system, MyQ smart garage access, programmable exterior lighting, and a Tesla-ready EV charger. The upgraded garage is a dream with insulated doors, premium LED lighting, painted floors, and multiple fans. Relax on the screened front porch or unwind in the oversized screened lanai with soaring ceilings. All kitchen appliances, washer, dryer, custom window blinds, and the living and dining room draperies are included. Enjoy resort-style community amenities including a pool, clubhouse, fitness center, pickleball courts, parks, and walking trails. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,810
Sqft
0.08 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,981 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,981/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
Days on market
16 vs 21 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ave Maria
Get to know Ave Maria. See the full Ave Maria guide →
Ave Maria — neighborhood snapshot
Population
6,826
Median age
45
Median income
$92,458
Median home value
$404,250
Avg household
3
Households w/ children
501
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ave Maria market
$418K → $575K
Ave Maria median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
Median sold price, Ave Maria, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the AVE MARIA 34142 median. See the full Ave Maria market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5434 USEPPA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5434 USEPPA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5434 USEPPA DRIVE FAQs
What would the monthly payment be for 5434 USEPPA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,981/mo — principal and interest, the actual property-tax bill, the $162/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5434 USEPPA DRIVE?+
The association fee works out to $162 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5434 USEPPA DRIVE?+
The most recent tax bill on record (2025) was $4,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5434 USEPPA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ave Maria?+
At $359,990, this home is listed about 20% below the Ave Maria median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5434 USEPPA DRIVE?+
Estates Elementary School (elementary), Palmetto Ridge High School (high), Corkscrew Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the AVE MARIA 34142 market on paper
$359,990 is 7% below the AVE MARIA 34142 median of $387,000, and at $199/sqft it sits under the Ave Maria average of $217.
02Strong assigned schools
Estates Elementary School, Palmetto Ridge High School, Corkscrew Middle School — Estates Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $379,990, now $359,990 — a $20K cut. The full history is in the market section below.
Listing courtesy of EXP REALTY LLC · Margie Caldera. MLS #O6422863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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