
4445 SHIVA LOOP,, KISSIMMEE, FL, 34746
Active27 days on marketListed Jul 6, 2026MLS #O6422666
About this home
4445 SHIVA LOOP,
Experience luxury living in this spacious 8-bedroom, 6-bathroom home located in the sought-after Story Lake community of Kissimmee. This beautifully designed property offers an open-concept floor plan, a modern kitchen with stainless steel appliances, generous living and dining areas, and plenty of space for comfortable living. Enjoy a private screened pool, multiple en-suite bedrooms, and a full-size laundry room. Conveniently located near Disney, shopping, dining, major highways, and Orlando attractions. Rent: $4,500 per month. Lawn care and pool maintenance may be included—please verify with the listing agent. Schedule your private showing today!
Facts & features
The home at a glance
8
Bedrooms
6
Bathrooms
3,565
Sqft
0.13 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VERANDA PALMS PH 2A
$1 vs $177
Days on market
27 vs 45 typical
Where $1/sqft sits among the 6 homes for sale in VERANDA PALMS PH 2A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Veranda Palms, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Veranda Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Veranda Palms is a short-term-rental community. See the full guide →
Veranda Palms — neighborhood snapshot
Population
636
Median age
31
Median income
$65,698
Median home value
$358,400
Avg household
3
Households w/ children
75%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
4 of 6
VERANDA PALMS PH 2A have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4445 SHIVA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$615,000
4420 SHIVA LOOP · same community
8 bd · 6 ba · 3,565 sqft · $173/sqft · 167 DOM
Sold · Nov ’25$670,000
4449 SHIVA LOOP · same community
8 bd · 7 ba · 3,565 sqft · $188/sqft · 290 DOM
Sold · Oct ’25$650,000
4418 SHIVA LOOP · same community
9 bd · 7 ba · 4,150 sqft · $157/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4445 SHIVA LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4445 SHIVA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4445 SHIVA LOOP FAQs
What would the monthly payment be for 4445 SHIVA LOOP,?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 4445 SHIVA LOOP, be rented short-term?+
Yes — this home sits inside Veranda Palms, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4445 SHIVA LOOP,?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $4,500, this home is listed about 99% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 4445 SHIVA LOOP,?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34746 market on paper
$4,500 is 99% below the KISSIMMEE 34746 median of $349,000, and at $1/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Veranda Palms is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Syed Shah. MLS #O6422666.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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