Steeve Cadeau
Short-Term Rental Eligible
$4,5008 bd6 ba3,565 sqft$1 /sqft$193 /mo all-in ↓

4445 SHIVA LOOP,, KISSIMMEE, FL, 34746

Active27 days on marketListed Jul 6, 2026MLS #O6422666

Priced 99% below the KISSIMMEE 34746 medianPrivate poolSingle Family ResidenceVERANDA PALMS PH 2A

About this home

4445 SHIVA LOOP,

Experience luxury living in this spacious 8-bedroom, 6-bathroom home located in the sought-after Story Lake community of Kissimmee. This beautifully designed property offers an open-concept floor plan, a modern kitchen with stainless steel appliances, generous living and dining areas, and plenty of space for comfortable living. Enjoy a private screened pool, multiple en-suite bedrooms, and a full-size laundry room. Conveniently located near Disney, shopping, dining, major highways, and Orlando attractions. Rent: $4,500 per month. Lawn care and pool maintenance may be included—please verify with the listing agent. Schedule your private showing today!

Facts & features

The home at a glance

8

Bedrooms

6

Bathrooms

3,565

Sqft

0.13 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$1

Per sqft

Private pool

Inside

FlooringCarpet · Ceramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorPrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ExteriorIrrigation System · Sliding Doors

Community & fees

PetsNo

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$193 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $158Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $158
Interest rate6.00%
Loan term

Estimated payment

$193/mo

Principal & interest$26
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs VERANDA PALMS PH 2A

$1 vs $177

Days on market

27 vs 45 typical

Where $1/sqft sits among the 6 homes for sale in VERANDA PALMS PH 2A

0 · this home
0
0
0
1
5
$1–35$35–68$68–102$102–135$135–169$169+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Veranda Palms, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVeranda Palms
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,150/mo median

MarketKissimmee
Annual gross at median$25,800
Gross yield on this price573.3%
Homes for rent right now1,140

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Veranda Palms

Map of 4445 SHIVA LOOP, inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando21 min
Downtown Orlando27 min
Orlando Int’l Airport (MCO)30 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Veranda Palms is a short-term-rental community. See the full guide →

Veranda Palms — neighborhood snapshot

Population

636

Median age

31

Median income

$65,698

Median home value

$358,400

Avg household

3

Households w/ children

75%

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryFlora Ridge Elementary School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

4 of 6

VERANDA PALMS PH 2A have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $4,500 · 27 days on market since
2017Built · VERANDA PALMS PH 2A

Reality check

What actually sold near 4445 SHIVA LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4420 SHIVA LOOPSold · Oct ’25

$615,000

4420 SHIVA LOOP · same community

8 bd · 6 ba · 3,565 sqft · $173/sqft · 167 DOM

4449 SHIVA LOOPSold · Nov ’25

$670,000

4449 SHIVA LOOP · same community

8 bd · 7 ba · 3,565 sqft · $188/sqft · 290 DOM

4418 SHIVA LOOPSold · Oct ’25

$650,000

4418 SHIVA LOOP · same community

9 bd · 7 ba · 4,150 sqft · $157/sqft · 165 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4445 SHIVA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4445 SHIVA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4445 SHIVA LOOP FAQs

What would the monthly payment be for 4445 SHIVA LOOP,?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 4445 SHIVA LOOP, be rented short-term?+

Yes — this home sits inside Veranda Palms, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4445 SHIVA LOOP,?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $4,500, this home is listed about 99% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 4445 SHIVA LOOP,?+

Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the KISSIMMEE 34746 market on paper

$4,500 is 99% below the KISSIMMEE 34746 median of $349,000, and at $1/sqft it sits under the Kissimmee average of $216.

02Zoned for nightly rentals

Veranda Palms is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of LOKATION · Syed Shah. MLS #O6422666.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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