Steeve Cadeau
$298,0003 bd2 ba1,528 sqft$195 /sqft$2,347 /mo all-in ↓

4475 CAICOS DRIVE, TAVARES, FL, 32778

Active16 days on marketListed Jul 8, 2026MLS #O6422528

Priced 9% below the TAVARES 32778 medianSingle Family ResidenceTAVARES GROVES AT BAYTREE PH 04

About this home

4475 CAICOS DRIVE

Come take a tour of this ready to move-in newer home built in 2016 in Tavares Groves at Baytree. LOW HOA! This 3-bedroom, 2-bath home packs in almost 1600 sq ft of living space in the beautiful city of Tavares Florida. The SPLIT FLOOR PLAN separates the bedrooms from the shared living areas. Upgrades through the home include DESIGNER NEW LAMINATE FLOORING and UPGRADED LIGHTING FIXTURES. The kitchen has GRANITE COUNTERTOPS with a STAINLESS STEEEL UNDERMOUNT SINK. Outdoors, a private FENCED IN REAR YARD offers a place for animals and kids to run about. The UNIQUE ONSITE AMMENITIES include a FULL SIZE AIR CONDITIONED BASKEBALL COURT and a full-size swimming pool, perfect for year-round recreation. The location of this home is convenient too, its just a short distance to 441 and very close to the Dead River for outdoor activities. Schedule a showing today to take a tour of this home and community and see for yourself how nice this home really is! *SHOWINGS ARE BY APPOINTMENT ONLY*

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,528

Sqft

0.21 ac

Lot size

2

Garage

2016

Year built

One

Levels

$195

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Open Floorplan · Pest Guard System · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ParkingCovered · Driveway · Off Street
ExteriorIrrigation System · Lighting · Private Yard · Sidewalk

Community & fees

HOA fee$70/mo
Taxes (2025)$2,770/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Fitness Center · Playground · Pool · Racquetball · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,347 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$231
HOA fee — from the listing$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,430Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,430
Interest rate6.00%
Loan term

Estimated payment

$2,347/mo

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$231
HOA / condo fee$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $298K
$259KedgeAI estimate $341,821 · range $270K$490K$509K

vs edgeAI estimate

−12.8%

$/sqft vs Tavares actives

$195 vs $193

Days on market

16 vs 40 typical

Where $195/sqft sits among the 245 Tavares actives

49
82 · this home
47
37
9
21
$122–160$160–197$197–235$235–272$272–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 4475 CAICOS DRIVE

Drive times from this address

Downtown Orlando53 min
Universal Orlando57 min
Walt Disney World63 min
Orlando Int’l Airport (MCO)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

122 of 245

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $298,000 · 16 days on market since
2016Built · TAVARES GROVES AT BAYTREE PH 04

Reality check

What actually sold near 4475 CAICOS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4297 ABACO DRIVESold · Jul ’25

$337,500

4297 ABACO DRIVE · same community

3 bd · 2 ba · 1,444 sqft · $234/sqft · 62 DOM

4474 CAICOS DRIVESold · Jun ’26

$205,000

4474 CAICOS DRIVE · same community

3 bd · 2 ba · 1,255 sqft · $163/sqft · 0 DOM

591 SIESTA KEY AVENUESold · Nov ’25

$360,000

591 SIESTA KEY AVENUE · same community

4 bd · 2 ba · 1,842 sqft · $195/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4475 CAICOS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4475 CAICOS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4475 CAICOS DRIVE FAQs

What would the monthly payment be for 4475 CAICOS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,347/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4475 CAICOS DRIVE?+

The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4475 CAICOS DRIVE?+

The most recent tax bill on record (2025) was $2,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4475 CAICOS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $298,000, this home is listed about 10% below the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4475 CAICOS DRIVE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EASY STREET REALTY FLORIDA,INC · Charles Marchese. MLS #O6422528.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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