1696 PUFFIN ROAD, ST CLOUD, FL, 34771
Active13 days on marketListed Jul 8, 2026MLS #O6422445
About this home
1696 PUFFIN ROAD
Under Construction. Welcome to this stunning 2,753 sq. ft. Farmhouse-elevation home featuring breathtaking water views and abundant natural light throughout. This spacious floor plan offers 4 bedrooms, 3.5 bathrooms, a private office, and a versatile loft and oversize covered lanai. The first floor showcases beautiful tile flooring throughout the main living areas, a luxurious primary suite, a dedicated office, and a convenient laundry room. The gourmet chef's kitchen is designed to impress with quartz countertops, ample cabinetry, and an open-concept layout perfect for entertaining. Step outside to the covered lanai and enjoy peaceful water views with no rear neighbors. Upstairs, you'll find a spacious loft, three secondary bedrooms with walk-in closets, and two additional bathrooms. One of the bedrooms features its own private en-suite bathroom, making it ideal for guests or multigenerational living. Carpet is included throughout the second floor living areas, with tile flooring in the bathrooms. Expected completion in October. Don't miss this opportunity to own a beautifully designed home in a desirable setting with privacy, water views, and exceptional living space.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,753
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,617 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,148/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs LAKESIDE AT SATILLA
$211 vs $244
Days on market
13 vs 33 typical
Where $211/sqft sits among the 9 homes for sale in LAKESIDE AT SATILLA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 9
LAKESIDE AT SATILLA have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1696 PUFFIN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$398,795
2090 BRILLANTE DRIVE
3 bd · 3 ba · 2,736 sqft · $146/sqft · 28 DOM
Sold · Jul ’25$436,690
5020 STARLING BIRD LANE
5 bd · 3 ba · 2,650 sqft · $165/sqft · 0 DOM
Sold · Oct ’25$580,000
2047 BRILLANTE DRIVE
4 bd · 3.5 ba · 2,884 sqft · $201/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1696 PUFFIN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1696 PUFFIN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1696 PUFFIN ROAD FAQs
What would the monthly payment be for 1696 PUFFIN ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,617/mo — principal and interest, estimated property taxes, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1696 PUFFIN ROAD?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1696 PUFFIN ROAD?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1696 PUFFIN ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $579,910, this home is listed about 36% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1696 PUFFIN ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DRB GROUP REALTY, LLC · Adam Schott. MLS #O6422445.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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