Steeve Cadeau
$600,0004 bd3.5 ba2,818 sqft$213 /sqft$4,436 /mo all-in ↓

13155 SPRING GROVE WAY, WINTER GARDEN, FL, 34787

Active15 days on marketListed Jul 17, 2026MLS #O6421867

Single Family ResidenceENCORE/OVATION PH 2

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About this home

13155 SPRING GROVE WAY

Welcome to this beautifully appointed 4-bedroom, 3.5-bath home offering over 2,800 square feet of thoughtfully designed living space in the highly desirable Encore at Ovation community of Horizon West. Perfectly positioned on a premium corner lot, this home combines modern style, functional living, and an unbeatable location just 20 minutes from Walt Disney World. Step inside to discover gorgeous flooring throughout, a light and airy open-concept layout, and a timeless palette of neutral colors that complements any décor. The spacious kitchen flows seamlessly into the dining and living areas, creating an ideal space for entertaining and everyday living. A highly sought-after first-floor guest suite provides privacy and flexibility for visitors or multi-generational living. Upstairs, you'll find a generous loft with an open bannister, offering the perfect space for a media room, playroom, or home office. The conveniently located second-floor laundry room makes daily living effortless. The spacious primary suite serves as a relaxing retreat, while the additional bedrooms provide ample room for family and guests. Step outside to enjoy Florida living year-round on the screened-in lanai, ideal for morning coffee, outdoor dining, or unwinding in the evenings. Located in the sought-after Encore at Ovation community, this exceptional home offers easy access to major highways, top-rated schools, and Central Florida's world-famous attractions. With its desirable floor plan, stylish finishes, and prime Horizon West location, this home is one you won't want to miss.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,818

Sqft

0.1 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$213

Per sqft

Pets allowed

Inside

FlooringCarpet · Other · Tile
AppliancesDryer · Microwave · Refrigerator · Wine Refrigerator
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
FacesWest
ExteriorSidewalk

Community & fees

HOA fee$225/mo
Taxes (2025)$7,057/yr
PetsYes
CommunityDog Park · Fitness Center · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,436 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$588
HOA fee — from the listing$225
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,436/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$588
HOA / condo fee$225
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$576KedgeAI estimate $725,367 · range $706K$778K$810K

vs edgeAI estimate

−17.3%

$/sqft vs Winter Garden actives

$213 vs $261

Days on market

15 vs 31 typical

Where $213/sqft sits among the 400 Winter Garden actives

61 · this home
122
113
45
27
32
$175–216$216–257$257–298$298–340$340–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village I

Map of 13155 SPRING GROVE WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World15 min
Universal Orlando31 min
Downtown Orlando35 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village I — neighborhood snapshot

Population

1,534

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

225

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

162 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $600,000 · 15 days on market since
2021Built · ENCORE/OVATION PH 2

Reality check

What actually sold near 13155 SPRING GROVE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12216 ENCORE AT OVATION WAYSold · Dec ’25

$645,000

12216 ENCORE AT OVATION WAY · same community

4 bd · 3 ba · 2,889 sqft · $223/sqft · 154 DOM

13386 PEACEFUL MELODY DRIVESold · May ’26

$769,990

13386 PEACEFUL MELODY DRIVE

5 bd · 4 ba · 2,856 sqft · $270/sqft · 50 DOM

13061 TOLLCROSS WAYSold · Apr ’26

$635,000

13061 TOLLCROSS WAY

4 bd · 3 ba · 2,531 sqft · $251/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13155 SPRING GROVE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13155 SPRING GROVE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

13155 SPRING GROVE WAY FAQs

What would the monthly payment be for 13155 SPRING GROVE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,436/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13155 SPRING GROVE WAY?+

The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13155 SPRING GROVE WAY?+

The most recent tax bill on record (2025) was $7,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13155 SPRING GROVE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $600,000, this home is listed about 2% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 13155 SPRING GROVE WAY?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6421867.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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