Steeve Cadeau
$490,0003 bd2.5 ba2,203 sqft$222 /sqft$4,118 /mo all-in ↓

12156 PHILOSOPHY WAY, ORLANDO, FL, 32832

Active34 days on marketListed Jun 30, 2026MLS #O6421003

Single Family ResidenceSTOREY PK-PCL L

About this home

12156 PHILOSOPHY WAY

Welcome to 12156 Philosophy Way, where modern design, thoughtful functionality, and an unbeatable location come together in one exceptional home. Built in 2019, this beautifully maintained residence offers 3 spacious bedrooms, 2.5 bathrooms, and a layout designed for today's lifestyle. From the moment you enter, you'll appreciate the open-concept floor plan filled with natural light and seamless flow between the living, dining, and kitchen areas—perfect for entertaining family and friends or simply enjoying everyday living. The well-appointed kitchen serves as the heart of the home, featuring abundant cabinetry & generous counter space overlooking the main living area. Upstairs, the spacious primary suite provides a private retreat complete with a luxurious en-suite bath and generous walk-in closet. Two additional bedrooms offer flexibility for family, guests, or a home office. With 2,828 total square feet, this home offers plenty of room. Built with modern construction standards, you'll enjoy the peace of mind and energy efficiency that come with a newer home, while avoiding many of the maintenance concerns often found in older properties. There's even solar panels that help keep the electric bill to a minimum! Storey Park lets you enjoy an active lifestyle, there's tons of walking & biking trails, a club house that features a pool, playground, tennis courts & fitness center. There's also community parks & a gated dog park. The HOA includes high speed internet & cable TV. You get to enjoy a quiet oasis in the middle of one of the fastest growing areas of Orlando. Come see this home before it's too late!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,203

Sqft

0.09 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$222

Per sqft

Park/Greenbelt view

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingBaseboard · Central · Solar

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesEast
ExteriorCourtyard

Community & fees

HOA fee$189/mo
Taxes (2025)$8,015/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Dog Park · Fitness Center · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Solar
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,118 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$668
HOA fee — from the listing$189
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,150
Interest rate6.00%
Loan term

Estimated payment

$4,118/mo

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$668
HOA / condo fee$189
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$446KedgeAI estimate $488,260 · range $465K$518K$539K

vs edgeAI estimate

+0.4%

$/sqft vs Orlando actives

$222 vs $251

Days on market

34 vs 34 typical

Where $222/sqft sits among the 400 Orlando actives

93
129 · this home
91
50
10
27
$151–205$205–259$259–314$314–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Storey Park

Map of 12156 PHILOSOPHY WAY inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)17 min
Downtown Orlando22 min
Walt Disney World31 min
Universal Orlando31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Storey Park — neighborhood snapshot

Population

3,187

Median age

34

Median income

$109,329

Median home value

$441,500

Avg household

3

Households w/ children

560

For the school run

Orange County School District

MiddleInnovation Middle★★★★
ElementarySun Blaze Elementary★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

170 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $490,000 · 34 days on market since
2019Built · STOREY PK-PCL L

Reality check

What actually sold near 12156 PHILOSOPHY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11941 STORY TIME DRIVESold · Jan ’26

$515,000

11941 STORY TIME DRIVE · same community

5 bd · 3 ba · 2,638 sqft · $195/sqft · 9 DOM

11810 IMAGINARY WAYSold · May ’26

$560,000

11810 IMAGINARY WAY · same community

5 bd · 3 ba · 2,638 sqft · $212/sqft · 140 DOM

11812 METAPHOR ALLEYSold · Sep ’25

$375,000

11812 METAPHOR ALLEY · same community

3 bd · 2.5 ba · 1,636 sqft · $229/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12156 PHILOSOPHY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12156 PHILOSOPHY WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

12156 PHILOSOPHY WAY FAQs

What would the monthly payment be for 12156 PHILOSOPHY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,118/mo — principal and interest, the actual property-tax bill, the $189/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12156 PHILOSOPHY WAY?+

The association fee works out to $189 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12156 PHILOSOPHY WAY?+

The most recent tax bill on record (2025) was $8,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12156 PHILOSOPHY WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $490,000, this home is listed about 26% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12156 PHILOSOPHY WAY?+

Innovation Middle (middle), Sun Blaze Elementary (elementary), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$490,000 runs 15% above the ORLANDO 32832 median — but at 2,203 sqft it's also 39% larger than the typical Orlando listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Innovation Middle, Sun Blaze Elementary, Lake Nona High — Innovation Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Danielle Mann. MLS #O6421003.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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