4130 ORANGE TREE COURT, ST CLOUD, FL, 34769
Active28 days on marketListed Jun 26, 2026MLS #O6420407
About this home
4130 ORANGE TREE COURT
Rent Special!!!! Take $600 off the 1st Month Rent if you occupy by July 31st. Available now! Spacious and well-maintained 2-bedroom, 2-bathroom second-floor townhouse located in a quiet cul-de-sac. This 1,288 sq. ft. corner unit offers an open living space, bedrooms on opposite sides for enhanced privacy, a 1-car garage, a fully equipped kitchen, and a dedicated laundry room with a washer and dryer included. Enjoy peaceful pond views and abundant natural light throughout. Cats and small dogs (35 lbs or less) are allowed, with a non-refundable pet fee and monthly pet rent; breed and weight restrictions apply. Maximum of 2 pets total. Rent includes basic cable and internet through Spectrum as well as enrollment in the Keller Williams Resident Benefits Package (RBP), which provides HVAC air filter delivery, credit building to help boost your credit score with timely rent payments, $1M Identity Protection, a utility concierge service to make utility setup easy during move-in, a best-in-class resident rewards program, and much more. Community amenities include a pool, sidewalks, and well-maintained landscaping. Conveniently located near the Florida Turnpike, Route 192/441, shopping, restaurants, St. Cloud Commons, East Lake Tohopekaliga, and Lakefront Park with its scenic bike paths and trail system. Enjoy an easy commute to the Orlando attractions, MCO Airport, and Orlando Health St. Cloud Hospital, with additional nearby medical options including HCA Florida Osceola Hospital in Kissimmee and AdventHealth Partin Settlement. First month’s rent and a security deposit equal to one month’s rent are required. A $75 application fee applies for each person 18 years of age or older. Don’t miss out on this fantastic rental opportunity—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,268
Sqft
0.04 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $220
Days on market
28 vs 33 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
196 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4130 ORANGE TREE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$239,000
3918 PEMBERLY PINES CIRCLE · same community
2 bd · 2 ba · 1,268 sqft · $188/sqft · 113 DOM
Sold · Jun ’26$234,999
3924 PEMBERLY PINES CIRCLE · same community
2 bd · 2 ba · 1,268 sqft · $185/sqft · 60 DOM
Sold · Nov ’25$220,000
4100 ORANGE TREE COURT · same community
2 bd · 2 ba · 1,268 sqft · $174/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4130 ORANGE TREE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4130 ORANGE TREE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4130 ORANGE TREE COURT FAQs
What would the monthly payment be for 4130 ORANGE TREE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4130 ORANGE TREE COURT?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $1,750, this home is listed about 100% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4130 ORANGE TREE COURT?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Kelly Popchock. MLS #O6420407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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