Steeve Cadeau
$299,000$339,0003 bd2 ba1,788 sqft$167 /sqft$3,104 /mo all-in ↓

8895 CABOT CLIFFS DRIVE UNIT 103, DAVENPORT, FL, 33896

Active33 days on marketListed Jul 2, 2026MLS #O6420334

Priced 23% below the Davenport medianReduced $40KCondominiumCHAMPIONSGATE CONDO 4 PH 22 & 23

About this home

8895 CABOT CLIFFS DRIVE UNIT 103

Virtually Staged. Vacation home, investment opportunity, or full-time residence—this beautifully maintained condo in the sought-after ChampionsGate Resort offers the flexibility and lifestyle you've been looking for. This 3-bedroom, 2-bath residence features an open-concept floor plan with a spacious kitchen overlooking the living and dining areas, creating an inviting space for everyday living and entertaining. Step outside to the private screened lanai, the perfect place to enjoy your morning coffee or relax after a day exploring Central Florida. Located just minutes from Walt Disney World, world-class golf, shopping, dining, and major highways, this property is zoned for short-term rentals, making it an excellent opportunity for investors or those seeking a vacation home. Owners and guests enjoy access to resort-style amenities, including a lazy river, water slides, multiple pools, a fitness center, clubhouse, tennis courts, and more. Experience the best of resort-style living in one of Central Florida's most desirable vacation communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,788

Sqft

0.05 ac

Lot size

1

Garage

2022

Year built

Two

Levels

$167

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorLighting

Community & fees

HOA fee$525/mo
Taxes (2025)$6,316/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,104 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$526
Condo fee — from the listing$525
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$3,104/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$526
HOA / condo fee$525
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$287KedgeAI estimate $318,230 · range $312K$344K$358K

vs edgeAI estimate

−6%

$/sqft vs Davenport actives

$167 vs $190

Days on market

33 vs 50 typical

Where $167/sqft sits among the 400 Davenport actives

65
104 · this home
89
66
40
36
$148–166$166–184$184–202$202–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 8895 CABOT CLIFFS DRIVE UNIT 103

Drive times from this address

Walt Disney World23 min
Universal Orlando33 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$350K$355K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

174 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the Davenport median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $40K
Jul 2, 2026Listed at $339,000 · 33 days on market since
2022Built · CHAMPIONSGATE CONDO 4 PH 22 & 23

Reality check

What actually sold near 8895 CABOT CLIFFS DRIVE UNIT 103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8895 CABOT CLIFFS DRIVE UNIT 103Sold · Sep ’25

$315,000

8895 CABOT CLIFFS DRIVE UNIT 103 · same community

3 bd · 2 ba · 1,788 sqft · $176/sqft · 144 DOM

8908 CABOT CLIFFS DRIVESold · May ’26

$615,000

8908 CABOT CLIFFS DRIVE · same community

6 bd · 6 ba · 3,339 sqft · $184/sqft · 117 DOM

1308 SHINNECOCK HILLS DRIVESold · Nov ’25

$280,000

1308 SHINNECOCK HILLS DRIVE

3 bd · 2.5 ba · 1,802 sqft · $155/sqft · 158 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8895 CABOT CLIFFS DRIVE UNIT 103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8895 CABOT CLIFFS DRIVE UNIT 103 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8895 CABOT CLIFFS DRIVE UNIT 103 FAQs

What would the monthly payment be for 8895 CABOT CLIFFS DRIVE UNIT 103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,104/mo — principal and interest, the actual property-tax bill, the $525/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8895 CABOT CLIFFS DRIVE UNIT 103?+

The association fee works out to $525 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8895 CABOT CLIFFS DRIVE UNIT 103?+

The most recent tax bill on record (2025) was $6,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8895 CABOT CLIFFS DRIVE UNIT 103?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $299,000, this home is listed about 23% below the Davenport median of $389,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Davenport market on paper

$299,000 is 23% below the Davenport median of $389,900, and at $167/sqft it sits under the Davenport average of $195.

02Know the monthly fee

The association fee is $525/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $339,000, now $299,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Sabrina Freeman. MLS #O6420334.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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