Steeve Cadeau
$745,0004 bd4.5 ba3,562 sqft$209 /sqft$4,697 /mo all-in ↓

10264 W SPRINGTREE LANE, CRYSTAL RIVER, FL, 34428

Active17 days on marketListed Jul 6, 2026MLS #O6420107

Single Family ResidenceGREENWOOD ACRES 2ND ADD

About this home

10264 W SPRINGTREE LANE

This expansive two-story modern home has 4 bedrooms, 4.5 bathrooms and sits on 4.84 acres of peace and privacy. Only minutes from down Crystal River, restaurants, shopping. and Three Sisters Springs. * 2-car garage * Storage Galore with several walk-in closets * Public water and well water for irrigation * Upstairs laundry chute * Agricultural exception lowers property taxes 80% * No HOA * Roof 7 years old * Main floor primary bedroom with walk-in closet and sitting room * Full Bathroom off the lanai * Oversized two car garage * Two large sheds and Commercial greenhouse * Schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,562

Sqft

4.85 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$209

Per sqft

FireplacePets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingHeat Pump · Reverse Cycle

Outside & construction

RoofShingle
ConstructionConcrete
FoundationConcrete Perimeter
FacesNorth
ExteriorOther · Storage

Community & fees

Taxes (2025)$2,853/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,697 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,020
PMI (est., until 20% equity)$279
Property tax — 2025 actual bill$238
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,500
Interest rate6.00%
Loan term

Estimated payment

$4,697/mo

Principal & interest$4,020
PMI (est., until 20% equity)$279
Property taxes (actual bill)$238
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crystal River

Map of 10264 W SPRINGTREE LANE

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34428 — neighborhood snapshot

Population

9,325

Median age

55.4

Median income

$48,185

Median home value

$236,100

Avg household

2.15

Households w/ children

690

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$315K$235K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 273% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $745,000 · 17 days on market since
2000Built · GREENWOOD ACRES 2ND ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10264 W SPRINGTREE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10264 W SPRINGTREE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

10264 W SPRINGTREE LANE FAQs

What would the monthly payment be for 10264 W SPRINGTREE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,697/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10264 W SPRINGTREE LANE?+

The most recent tax bill on record (2025) was $2,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10264 W SPRINGTREE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Crystal River?+

At $745,000, this home is listed about 131% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10264 W SPRINGTREE LANE?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOUWZER INC · Daniel Robinson. MLS #O6420107.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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