
3845 RAMBLER AVENUE, ST CLOUD, FL, 34772
Active28 days on marketListed Jun 25, 2026MLS #O6419841
About this home
3845 RAMBLER AVENUE
Discover the perfect blend of a FULLY FURNISHED MODERN FARMHOUSE, LUXURY, privacy, and endless possibilities at this completely rebuilt residence situated on 1.17 acres in the heart of St. Cloud. Thoughtfully REDESIGNED AND COMPLETED in 2026, this home features all-NEW CONSTRUCTION bottom to top. This beautifully designed 3-bedroom, 2-bathroom home showcases a striking board-and-batten exterior, WARM wood ACCENTS, and an expansive FRONT LANANI that creates an inviting first impression. Step inside to an OPEN-CONCEPT LAYOUT where NATURAL LIGHT fills the spacious living and dining areas, complemented by a COZY feel and a seamless flow into the beautifully appointed kitchen. The kitchen features modern SHAKER cabinetry, STAINLESS STEEL appliances, stylish fixtures, and ample prep space, making it perfect for both everyday living and entertaining. PREMIUM luxury VINYL flooring flows throughout the entire home, creating a cohesive and ELEGANT design. The thoughtfully designed SPLIT FLOOR PLAN provides privacy and functionality. The OVERSIZED primary suite is privately situated on the left wing of the home and offers a spacious WALK-IN CLOSET and a SPA-INSPIRED bathroom with sleek, CONTEMPORARY finishes. On the opposite side of the home are two additional bedrooms, each with walk-in closets, along with an elegant secondary bathroom and a separate laundry room. Outside, the possibilities continue. The property includes a WATER SOFTENER SYSTEM and a SEPARATE EXTERIOR BATHROOM attached outside the main residence, offering the potential for a future IN LAW SUITE, EFFICIENCY STUDIO, guest quarters, or additional recreational space. A LARGE DETACHED STORAGE building further enhances the property’s versatility and could be utilized as a WORKSHOP, OFFICE, STUDIO, STORAGE facility, or potentially converted into additional living quarters. This 1.17 acres property offers ample room for RV's, BOAST, recreational vehicles, gardening, pets, or creating your own private mini-farm. Whether you’re a first-time homebuyer looking for room to grow, seeking MULTIGENERATIONAL living opportunities, or simply desiring privacy and space to enjoy the outdoors, this exceptional modern farmhouse delivers luxury living with endless potential. Don’t miss this rare opportunity to own a completely NEW CONSTRUCTION modern farmhouse where luxury, LAND, and limitless possibilities come together. Ideally located in the growing St. Cloud area, this property offers the perfect balance of peaceful country living and convenience, just minutes from US-192, Florida’s Turnpike, and SR 417, with easy access to Lake Nona, Orlando International Airport, and Downtown Orlando, St. Cloud Lakefront Park, East Lake Tohopekaliga's boating and fishing opportunities, and the Historic Downtown St. Cloud. Schedule your private tour today and experience everything 3848 Rumbler Avenue has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,248
Sqft
1.17 ac
Lot size
2026
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
Days on market
28 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3845 RAMBLER AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3845 RAMBLER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3845 RAMBLER AVENUE FAQs
What would the monthly payment be for 3845 RAMBLER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,269/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3845 RAMBLER AVENUE?+
The most recent tax bill on record (2025) was $2,763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $454,900, this home is listed about 7% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3845 RAMBLER AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REAL BROKER, LLC · Marta Montes LLC. MLS #O6419841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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