3399 BUOY CIRCLE, WINTER GARDEN, FL, 34787
Active25 days on marketListed Jun 24, 2026MLS #O6419829
About this home
3399 BUOY CIRCLE
Experience luxury waterfront living in one of Winter Garden's most desirable communities! This stunning home offers the perfect blend of elegant design, spacious living, and breathtaking water views. From the moment you arrive, you'll appreciate the attractive curb appeal, paver driveway, and spacious three-car garage. Inside, you'll find an expansive open floor plan designed for both everyday living and entertaining. The heart of the home is the impressive chef's kitchen featuring an oversized quartz island, built-in wall oven and microwave, stainless steel appliances, abundant cabinetry, a walk-in pantry, and plenty of prep space. The kitchen flows seamlessly into the spacious family room, highlighted by beautiful luxury flooring, tray ceilings, decorative wall accents, and oversized sliding glass doors that frame the picturesque lake views. The first-floor primary suite is a true retreat, offering private access to the screened lanai, generous proportions, and a luxurious ensuite bath complete with dual vanities, an oversized walk-in shower, private water closet, and an expansive walk-in closet. Step outside to the oversized screened lanai and enjoy your morning coffee or evening sunsets overlooking the peaceful water. The backyard offers plenty of room to relax while taking in the tranquil views. Additional features include a large laundry room, spacious secondary bedrooms, ample storage throughout, modern neutral finishes, and dual HVAC systems for added comfort and efficiency. Located in the highly sought-after Winter Garden area, you'll enjoy easy access to shopping, dining, entertainment, and major roadways including SR-429, Florida's Turnpike, and Highway 50. Historic Downtown Winter Garden, Winter Garden Village, Horizon West, and Disney are all just a short drive away. The community also offers convenient access to parks, walking trails, and everything that has made Winter Garden one of Central Florida's most desirable places to call home. If you've been searching for a spacious, move-in-ready waterfront home with upscale finishes and an exceptional location, this one deserves a spot at the top of your list.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
5,277
Sqft
0.3 ac
Lot size
3
Garage
2020
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,783 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,783/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.9%
$/sqft vs Winter Garden actives
$232 vs $261
Days on market
25 vs 31 typical
Where $232/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$580K → $570K
Winter Garden median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
158 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 3399 BUOY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$720,000
3387 CURRENT AVENUE · same community
5 bd · 4.5 ba · 4,440 sqft · $162/sqft · 73 DOM
Sold · Apr ’26$929,000
3383 CURRENT AVENUE · same community
5 bd · 4.5 ba · 3,975 sqft · $234/sqft · 41 DOM
Sold · Jun ’26$739,000
3351 CURRENT AVENUE · same community
5 bd · 4.5 ba · 3,682 sqft · $201/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3399 BUOY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3399 BUOY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3399 BUOY CIRCLE FAQs
What would the monthly payment be for 3399 BUOY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,783/mo — principal and interest, the actual property-tax bill, the $128/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3399 BUOY CIRCLE?+
The association fee works out to $128 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3399 BUOY CIRCLE?+
The most recent tax bill on record (2025) was $17,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3399 BUOY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $1,224,900, this home is listed about 108% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.
Which schools are assigned to 3399 BUOY CIRCLE?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,224,900 runs 131% above the WINTER GARDEN 34787 median — but at 5,277 sqft it's also nearly 2 times the size of the typical Winter Garden listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ACME REAL ESTATE FLORIDA LLC · Heather Unger, PA. MLS #O6419829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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