2542 CLIFF WAY, ST CLOUD, FL, 34771
Active6 days on marketListed Jul 7, 2026MLS #O6419802
About this home
2542 CLIFF WAY
PRIVATE CONSERVATION HOMESITE WITH NO REAR NEIGHBORS! Discover carefree Florida living in this beautifully maintained Ellenwood Villa located in Del Webb Sunbridge, one of Central Florida's premier gated 55+ active adult communities in St. Cloud, just minutes from Lake Nona and Medical City. Designed for those seeking a vibrant retirement lifestyle with low-maintenance living, this popular floor plan offers 2 bedrooms, 2 full bathrooms, a versatile flex room ideal for a home office, hobby room, or guest space, plus a spacious 2-car garage. The bright, open-concept layout is perfect for entertaining and everyday comfort, featuring a large kitchen that overlooks the living and dining areas. You'll love the upgraded finishes including 42-inch maple cabinetry, quartz countertops, a gas range, abundant cabinet space, and a functional design that makes hosting family and friends effortless. Step outside to your screened lanai and enjoy peaceful conservation views with no rear neighbors, creating a private outdoor retreat to relax with your morning coffee or unwind after an active day. The owner's suite offers a spacious bedroom and an en-suite bath with a walk-in shower, while the secondary bedroom and full bath provide comfortable accommodations for overnight guests. Additional highlights include tile flooring throughout the kitchen, dining area, and bathrooms, plush carpet in the living areas and bedrooms, a dedicated laundry room with a full-size washer and dryer, and an energy-efficient tankless water heater. Enjoy true lock-and-leave convenience with HOA fees covering lawn maintenance, high-speed internet, exterior home painting, and scheduled roof replacement, giving you more time to enjoy the lifestyle you deserve. Living in Del Webb Sunbridge means enjoying world-class resort-style amenities centered around the spectacular 27,000-square-foot Hammock Club clubhouse. Residents have access to a zero-entry resort pool with lap lanes, resistance pool, heated spa, state-of-the-art fitness center, pickleball and tennis courts, miles of scenic walking trails, arts and crafts studios, an outdoor amphitheater, an on-site restaurant and grille, and a full calendar of clubs, events, fitness classes, and social activities led by a dedicated full-time Lifestyle Director. Ideally located near Lake Nona Medical City, the USTA National Campus, Orlando International Airport, premier shopping and dining, major highways, Disney attractions, and Florida's beautiful Atlantic and Gulf Coast beaches, this home offers the perfect combination of luxury, convenience, and active adult living. If you've been searching for a villa in a gated 55+ community with resort amenities, low-maintenance living, and a prime Central Florida location, this exceptional Del Webb Sunbridge home is one you won't want to miss.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,584
Sqft
0.1 ac
Lot size
2
Garage
2023
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,265 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,265/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.1%
$/sqft vs St Cloud actives
$208 vs $219
Days on market
6 vs 33 typical
Where $208/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
198 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2542 CLIFF WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$335,000
2578 CLIFF WAY · same community
2 bd · 2 ba · 1,584 sqft · $211/sqft · 119 DOM
Sold · Oct ’25$467,000
2547 CLIFF WAY · same community
3 bd · 2 ba · 1,650 sqft · $283/sqft · 9 DOM
Sold · Jan ’26$437,000
2469 CLIFF WAY · same community
2 bd · 2 ba · 1,405 sqft · $311/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2542 CLIFF WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2542 CLIFF WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2542 CLIFF WAY FAQs
What would the monthly payment be for 2542 CLIFF WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,265/mo — principal and interest, the actual property-tax bill, the $508/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2542 CLIFF WAY?+
The association fee works out to $508 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2542 CLIFF WAY?+
The most recent tax bill on record (2025) was $6,176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2542 CLIFF WAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $329,000, this home is listed about 23% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2542 CLIFF WAY?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$329,000 is 28% below the ST CLOUD 34771 median of $459,000, and at $208/sqft it sits under the St Cloud average of $236.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $508/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 6 days on market in a St Cloud market that averages 33 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MAGIC CITY · Jory Williams. MLS #O6419802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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