Steeve Cadeau
Short-Term Rental Eligible
$649,9003 bd2 ba2,001 sqft$325 /sqft$4,765 /mo all-in ↓

5049 SHOREWAY LOOP UNIT 30101, ORLANDO, FL, 32819

Active30 days on marketListed Jun 24, 2026MLS #O6419705

Est. $46K/yr short-term rental revenueFully furnishedCondominiumVISTA CAY/HARBOR SQUARE PH 1

About this home

5049 SHOREWAY LOOP UNIT 30101

EPIC UNIVERSE LOCATION!*** SHORT TERM RENTAL ALLOWED! ***RENOVATED UNIT! **FULLY FURNISHED!** A/C REPLACED 2022! ** Vista Cay is located directly across form the new Epic Universe at UNIVERASL STUDIOS! The Orange County Convention Center are within eye sight keeping Vista Cay just a short drive north of the Disney Resorts and out of a bit of the traffic. This location puts you in the middle of some of the best of the Orlando area. Very close to all the fine dining of Restaurant Row near Bay Hill and the great shopping at the Mall At Millennia. Drive a bit further north to Downtown Orlando and you can catch a Magic Game and other talent at The Kia Center or a show The Dr. Phillips Performing arts center. Also convenient to all the THEME PARKS. However, you may never want to leave property! Vista Cay offers 3 RESORT POOLS, EXCELLENT FITNESS CENTER, 2 HOT TUBS, GAME ROOM, A SPLASH PAD, A FIRE PIT, AND A WALKING TRAIL AROUND THE LAKE, as well as VEHICLE CHARGING STATION. This unit is a beautiful 3 bedroom, 2 bath split floor plan that is open and remodeled with luxury vinyl plank flooring throughout the unit. Walk out to the balcony, you may catch the fireworks from the them parks, or perhaps a rocket being launched from the Space Coast. Granite counters in the kitchen look great. This unit is in excellent condition with the a/c and hot water heater replaced in 2022, and the refrigerator in 2023. The current owners but this to use as a private vacation place, but the easy extra income of putting it in a short term rental program when not being used made too much sense. This unit has future bookings in place which can be transferred to the next owner if they retain the current management company.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,001

Sqft

0.05 ac

Lot size

2006

Year built

One

Levels

$325

Per sqft

FurnishedPets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorBalcony · Basketball Court · Courtyard · Garden · Lighting · Outdoor Grill · Playground · Private Entrance · Sidewalk · Storage · Tennis Court(s)

Community & fees

HOA fee$237/mo
Taxes (2025)$7,409/yr
PetsSize Limit, Yes
CommunityLake · Clubhouse · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,765 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$617
Condo fee — from the listing$237
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,765/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$617
HOA / condo fee$237
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$606KedgeAI estimate $646,918 · range $632K$653K$679K

vs edgeAI estimate

+0.5%

$/sqft vs Orlando actives

$325 vs $237

Days on market

30 vs 34 typical

Where $325/sqft sits among the 400 Orlando actives

103
124
93
41 · this home
12
27
$134–193$193–252$252–311$311–369$369–428$428+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$45,613/yr gross

Avg nightly rate$245
Occupancy (comp set)51%
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price3.7%
Homes for rent right now1,794

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

The Orlando short-term market

▼ Softening

50%

Occupancy

▼ 25% yr/yr

$252

Avg nightly rate

▲ 17% yr/yr

$29K/yr

Revenue per listing

$125

RevPAR

53 days

Booking lead time

4.7 nights

Avg stay

4

Typical min nights

4,364

Active rentals

▲ 10% supply

Seasonality — monthly occupancy

Peaks at 57% in Feb · bottoms at 39% in Jun

51%
57%
56%
51%
44%
39%
52%
47%
44%
50%
51%
52%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.

Where it sits

Inside Vista Cay

Map of 5049 SHOREWAY LOOP UNIT 30101 inside its neighborhood boundary

Drive times from this address

Universal Orlando10 min
Downtown Orlando15 min
Walt Disney World18 min
Orlando Int’l Airport (MCO)19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

ORLANDO 32819 — neighborhood snapshot

Population

28,399

Median age

39.7

Median income

$94,386

Median home value

$454,000

Avg household

2.49

Households w/ children

2,799

For the school run

Orange County School District

ElementaryTangelo Park Elementary★★★★
HighLake Buena Vista High School★★★★★
MiddleWestridge Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

146 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $649,900 · 30 days on market since
2006Built · VISTA CAY/HARBOR SQUARE PH 1

Reality check

What actually sold near 5049 SHOREWAY LOOP UNIT 30101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4930 GIFFORD BOULEVARDSold · May ’26

$360,000

4930 GIFFORD BOULEVARD

3 bd · 2 ba · 1,988 sqft · $181/sqft · 79 DOM

10106 DONHILL COURTSold · Oct ’25

$372,000

10106 DONHILL COURT

2 bd · 2 ba · 2,040 sqft · $182/sqft · 0 DOM

10719 LAZY LAKE DRIVESold · Mar ’26

$360,000

10719 LAZY LAKE DRIVE

3 bd · 2 ba · 1,873 sqft · $192/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5049 SHOREWAY LOOP UNIT 30101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5049 SHOREWAY LOOP UNIT 30101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5049 SHOREWAY LOOP UNIT 30101 FAQs

What would the monthly payment be for 5049 SHOREWAY LOOP UNIT 30101?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,765/mo — principal and interest, the actual property-tax bill, the $237/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5049 SHOREWAY LOOP UNIT 30101?+

The association fee works out to $237 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5049 SHOREWAY LOOP UNIT 30101?+

The most recent tax bill on record (2025) was $7,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5049 SHOREWAY LOOP UNIT 30101 be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5049 SHOREWAY LOOP UNIT 30101?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $649,900, this home is listed about 67% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5049 SHOREWAY LOOP UNIT 30101?+

Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,900 runs 65% above the ORLANDO 32819 median — but at 2,001 sqft it's also 27% larger than the typical Orlando listing.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

Listing courtesy of MAINFRAME REAL ESTATE · Stuart Coutu. MLS #O6419705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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