Steeve Cadeau
$475,000$485,0003 bd2.5 ba2,184 sqft$217 /sqft$3,733 /mo all-in ↓

2610 HILLTOP LOOP, APOPKA, FL, 32712

Active28 days on marketListed Jun 22, 2026MLS #O6418818

Reduced $10KSingle Family ResidenceVISTA RESERVE PH 2

Come see it

Upcoming open house

Sun, Jul 26

11:00 AM – 2:00 PM

About this home

2610 HILLTOP LOOP

Welcome to Vista Reserve, where comfort, style, and functionality come together in this beautifully maintained 3-bedroom, 2.5-bath home with a dedicated office/flex space in the heart of Apopka. Not all Builders are as quality as Pulte.. Don't wait to build, move right into the 5-year new Pulte home with Builder Warranty! From the moment you step inside, you'll appreciate the inviting entry hall and thoughtfully designed open-concept floor plan. Just off the foyer, a spacious office or flex room overlooks the front garden and is tucked away from the main living areas, providing the privacy and quiet needed for working from home, studying, or pursuing hobbies. The entry hall opens into an expansive kitchen, dining, and great room combination that is ideal for entertaining and everyday living. The chef-inspired kitchen features 42-inch wood cabinetry, granite countertops, a large walk-in pantry, stainless steel appliances, and a premium LG ThinQ refrigerator. A massive 7' x 3.5' center island with overhead pendant lighting offers abundant prep space, seating, and gathering room for family and guests alike. Adjacent to the kitchen, the generous 20' x 9' dining area easily accommodates large gatherings, while the spacious great room with tray ceiling creates a seamless flow for conversation and entertaining. Throughout the main living areas, gorgeous Ripped Pine luxury vinyl plank flooring complements any décor, with comfortable carpeting in the bedrooms. The private primary suite offers a relaxing retreat complete with a large walk-in closet and an ensuite bath featuring dual sinks, a spacious vanity, and abundant storage. Two additional bedrooms share a full bath, while a convenient half bath is perfectly positioned for guests. Step outside through the sliding glass doors to enjoy the extended 26' x 9' paver patio, an ideal space for outdoor dining, weekend BBQs, or peaceful evenings under the Florida sky. The patio is also wired for speakers, making it perfect for entertaining. Transferrable Termite bond and ask about transferrable builder warranty. Residents of Vista Reserve enjoy community amenities including a pool and playground, all with a low HOA fee. Conveniently located near major highways, hospitals, shopping, dining, and Central Florida's world-famous attractions and theme parks, this home offers the perfect blend of comfort, convenience, and lifestyle. Don't miss your opportunity to make this exceptional Apopka home your own!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,184

Sqft

0.19 ac

Lot size

2

Garage

2021

Year built

One

Levels

$217

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$136/mo
Taxes (2025)$5,168/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,733 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$431
HOA fee — from the listing$136
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,733/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$431
HOA / condo fee$136
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$429KedgeAI estimate $471,389 · range $446K$534K$555K

vs edgeAI estimate

+0.8%

$/sqft vs Apopka actives

$217 vs $217

Days on market

28 vs 28 typical

Where $217/sqft sits among the 400 Apopka actives

65
141 · this home
97
56
16
25
$154–186$186–218$218–250$250–282$282–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Map of 2610 HILLTOP LOOP

Get to know Apopka. See the full Apopka guide →

APOPKA 32712 — neighborhood snapshot

Population

49,522

Median age

41.9

Median income

$106,264

Median home value

$389,900

Avg household

3.04

Households w/ children

5,838

For the school run

Orange County School District

MiddleApopka Middle★★★★
ElementaryDream Lake Elementary★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

188 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

CurrentPrice reduced to $475,000 $10K
Jun 22, 2026Listed at $485,000 · 28 days on market since
2021Built · VISTA RESERVE PH 2

Reality check

What actually sold near 2610 HILLTOP LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2539 AUBURN RIDGE DRIVESold · Apr ’26

$600,000

2539 AUBURN RIDGE DRIVE · same community

4 bd · 2.5 ba · 4,099 sqft · $146/sqft · 53 DOM

2042 HAYFIELD WAYSold · Aug ’25

$419,000

2042 HAYFIELD WAY

4 bd · 2 ba · 2,150 sqft · $195/sqft · 22 DOM

1701 LUCKY PENNIE WAYSold · Sep ’25

$493,000

1701 LUCKY PENNIE WAY

4 bd · 2 ba · 2,232 sqft · $221/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2610 HILLTOP LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2610 HILLTOP LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

2610 HILLTOP LOOP FAQs

What would the monthly payment be for 2610 HILLTOP LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,733/mo — principal and interest, the actual property-tax bill, the $136/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2610 HILLTOP LOOP?+

The association fee works out to $136 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2610 HILLTOP LOOP?+

The most recent tax bill on record (2025) was $5,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2610 HILLTOP LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $475,000, this home is listed about 6% above the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 2610 HILLTOP LOOP?+

Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Mindy Machock. MLS #O6418818.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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