Steeve Cadeau
$350,000$365,0004 bd2 ba1,668 sqft$210 /sqft$2,812 /mo all-in ↓

712 CLAYTON STREET, BRANDON, FL, 33511

Active46 days on marketListed Jun 17, 2026MLS #O6417082

Reduced $15KSingle Family ResidencePLANTATION ESTATES UNIT 3

About this home

712 CLAYTON STREET

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 712 Clayton Street in Brandon, a 4-bedroom, 2-bath home offering an open floor plan, multiple living areas, and a private yard with room to enjoy the outdoors. The layout provides a comfortable flow for everyday living, with connected spaces that work well for relaxing, dining, and entertaining. Inside, the home features both a living room and a family room, giving the floorplan added flexibility. These separate gathering areas can be used for everyday lounging, hosting guests, a media space, playroom, or work-from-home setup. The open floor plan helps connect the main living areas while still offering defined spaces for different needs. The 4-bedroom layout provides room for residents, guests, a home office, hobby room, or additional storage, while the 2 full bathrooms support daily convenience. The floorplan is practical and adaptable, making it easy to personalize the home around a variety of lifestyles. Outdoor living includes an open patio overlooking the private yard, offering space for seating, grilling, gardening, pets, play, or future backyard improvements. The yard provides a usable outdoor area with room to make the space your own. Located in Brandon, the home offers access to nearby shopping, dining, parks, schools, and major roadways. The area provides convenient connections to Tampa, Riverview, Valrico, and surrounding Hillsborough County destinations, making it a practical location for buyers looking for neighborhood comfort with everyday conveniences close by.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,668

Sqft

0.18 ac

Lot size

1965

Year built

One

Levels

$210

Per sqft

Garden & Trees/Woods view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewGarden · Trees/Woods
FacesSouth
ExteriorGarden · Private Yard · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,247/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,812 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$437
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,812/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$437
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$320KedgeAI estimate $354,434 · range $333K$382K$397K

vs edgeAI estimate

−1.3%

$/sqft vs Brandon actives

$210 vs $209

Days on market

46 vs 23 typical

Where $210/sqft sits among the 259 Brandon actives

43
47
58 · this home
51
30
30
$138–165$165–191$191–218$218–245$245–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 712 CLAYTON STREET

Drive times from this address

Downtown Tampa17 min
Tampa Int’l Airport (TPA)30 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

ElementaryKingswood Elementary School★★★★
HighBloomingdale High School★★★★
MiddleRodgers Middle Magnet School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

135 of 259

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $15K
Jun 17, 2026Listed at $365,000 · 46 days on market since
1965Built · PLANTATION ESTATES UNIT 3

Reality check

What actually sold near 712 CLAYTON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

205 BRYAN ROADSold · Feb ’26

$279,000

205 BRYAN ROAD · same community

3 bd · 2 ba · 1,264 sqft · $221/sqft · 68 DOM

730 CLAYTON STREETSold · Apr ’26

$315,000

730 CLAYTON STREET · same community

3 bd · 2 ba · 1,246 sqft · $253/sqft · 3 DOM

211 HARMONY LANESold · Aug ’25

$286,250

211 HARMONY LANE · same community

3 bd · 1.5 ba · 1,000 sqft · $286/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 712 CLAYTON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 712 CLAYTON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

712 CLAYTON STREET FAQs

What would the monthly payment be for 712 CLAYTON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,812/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 712 CLAYTON STREET?+

The most recent tax bill on record (2025) was $5,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brandon?+

At $350,000, this home is listed about 5% below the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 712 CLAYTON STREET?+

Kingswood Elementary School (elementary), Bloomingdale High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

46 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Kingswood Elementary School, Bloomingdale High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $365,000, now $350,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6417082.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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