5311 AMERSHAM LANE, ST CLOUD, FL, 34771
Active44 days on marketListed Jun 12, 2026MLS #O6416556
About this home
5311 AMERSHAM LANE
Welcome to 5311 Amersham Lane, a beautifully maintained 5-bedroom, 3-bathroom home offering over 2,500 square feet of thoughtfully designed living space in one of Saint Cloud's most desirable and conveniently located communities. Built in 2021, this move-in-ready residence features an open-concept floor plan that seamlessly blends the kitchen, dining, and living areas—perfect for entertaining guests or enjoying everyday family life. With five spacious bedrooms and three full bathrooms, the home offers flexibility for growing families, multigenerational living, guest accommodations, or a dedicated home office. The spacious primary suite provides a private retreat, while the additional bedrooms are generously sized and well-positioned throughout the home. Outside, the backyard offers plenty of space to relax, entertain, or create your own outdoor oasis. Location is everything, and this home truly delivers. Situated just minutes from Narcoossee Road, residents enjoy quick access to Lake Nona's renowned dining, shopping, entertainment, Medical City, and top employers. Orlando International Airport (MCO) is a short drive away, making travel exceptionally convenient. Major roadways provide easy access to Downtown Orlando, theme parks, and Central Florida's most popular destinations. The community itself offers a welcoming neighborhood atmosphere with sidewalks, green spaces, and amenities designed for an active lifestyle. Whether you're commuting to work, enjoying a night out in Lake Nona, or catching a flight from MCO, you'll appreciate the unmatched convenience this location provides. Don't miss the opportunity to own this exceptional home that combines modern living, generous space, and an unbeatable Central Florida location. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,566
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,575 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,575/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.7%
$/sqft vs St Cloud actives
$177 vs $221
Days on market
44 vs 33 typical
Where $177/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
199 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5311 AMERSHAM LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$440,000
5301 AMERSHAM LANE · same community
5 bd · 2.5 ba · 2,434 sqft · $181/sqft · 22 DOM
Sold · Apr ’26$405,000
1711 CHATSWORTH CIRCLE · same community
4 bd · 2 ba · 1,859 sqft · $218/sqft · 3 DOM
Sold · Apr ’26$369,000
5315 AMERSHAM LANE · same community
3 bd · 2 ba · 1,747 sqft · $211/sqft · 443 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5311 AMERSHAM LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5311 AMERSHAM LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5311 AMERSHAM LANE FAQs
What would the monthly payment be for 5311 AMERSHAM LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,575/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5311 AMERSHAM LANE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5311 AMERSHAM LANE?+
The most recent tax bill on record (2025) was $5,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5311 AMERSHAM LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $455,000, this home is listed about 7% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5311 AMERSHAM LANE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REAL ESTATE RESULTS · Kiefer Persaud. MLS #O6416556.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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