Steeve Cadeau
$463,839$478,8393 bd2 ba2,055 sqft$226 /sqft$3,215 /mo all-in ↓

5780 BINNACLE LANE, COCOA, FL, 32926

Active41 days on marketListed Jun 12, 2026MLS #O6416375

Reduced $15KNew constructionSingle Family ResidenceWINDWARD PRESERVE

About this home

5780 BINNACLE LANE

Under Construction. What's Special: Single Level Living | Closet to Trails | West Facing Lot | High Ceilings | East Facing Patio. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Saint Thomas at 5780 Binnacle Lane in Windward Preserve! Step into a thoughtfully designed open-concept layout that blends comfort and functionality for everyday living. An inviting front porch welcomes you into a bright foyer, where a private study sits just off the entry—perfect for working from home or enjoying hobbies. As you move through the foyer and rotunda, the home opens into a spacious great room that flows seamlessly into the kitchen and casual dining area, creating an ideal space for gathering. Extend your living outdoors to the covered lanai, perfect for enjoying relaxing evenings. The private primary suite offers a peaceful retreat with two walk-in closets, a dual sink vanity, and a walk-in shower. Two secondary bedrooms and a shared full bath are thoughtfully positioned at the front of the home for added privacy. Windward Preserve offers open spaces, preserved wetlands, and planned amenities including a pool, clubhouse, playground, and a National Wildlife Federation Monarch Butterfly Garden. Its Central Brevard location provides easy access to major highways, Port Canaveral, Kennedy Space Center, beaches, Orlando International Airport, and the future Brightline extension. Nearby Historic Cocoa Village adds charm with waterfront dining, unique shops, historic landmarks, and year-round festivals. Photos are for representative purposes only. MLS#O6416375

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,055

Sqft

0.18 ac

Lot size

2

Garage

2026

Year built

One

Levels

$226

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorOpen Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$119/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,215 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,731
FHA mortgage insurance (est.)$205
Property tax — 2025 actual bill$0
HOA fee — from the listing$119
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,234Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,234
Interest rate6.00%
Loan term

Estimated payment

$3,640/mo

Principal & interest$2,731
FHA mortgage insurance (est.)$205
Est. property taxes$425
HOA / condo fee$119
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs WINDWARD PRESERVE

$226 vs $219

Days on market

41 vs 18 typical

Where $226/sqft sits among the 7 homes for sale in WINDWARD PRESERVE

1
2
1
2 · this home
0
1
$195–203$203–211$211–220$220–228$228–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cocoa

Map of 5780 BINNACLE LANE

Drive times from this address

Orlando Int’l Airport (MCO)47 min
Downtown Orlando54 min
Universal Orlando61 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Cocoa. See the full Cocoa guide →

COCOA 32926 — neighborhood snapshot

Population

21,576

Median age

52.2

Median income

$65,092

Median home value

$251,400

Avg household

2.29

Households w/ children

1,383

For the school run

Brevard County School District

HighCocoa High School★★★★
ElementaryFairglen Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cocoa market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$321K$329K

Cocoa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

3 of 7

WINDWARD PRESERVE have cut their price

Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the COCOA 32926 median. See the full Cocoa market guide →

Paper trail

This home's history

CurrentPrice reduced to $463,839 $15K
Jun 12, 2026Listed at $478,839 · 41 days on market since
2026Built · WINDWARD PRESERVE

Reality check

What actually sold near 5780 BINNACLE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1980 JUNIPER CIRCLESold · Jul ’26

$490,000

1980 JUNIPER CIRCLE

3 bd · 2 ba · 2,109 sqft · $232/sqft · 0 DOM

2420 E FRIDAY CIRCLESold · May ’26

$495,500

2420 E FRIDAY CIRCLE

3 bd · 2 ba · 1,834 sqft · $270/sqft · 1 DOM

1759 MORELY DRIVESold · May ’26

$380,000

1759 MORELY DRIVE

4 bd · 2 ba · 1,830 sqft · $208/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5780 BINNACLE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5780 BINNACLE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5780 BINNACLE LANE FAQs

What would the monthly payment be for 5780 BINNACLE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,215/mo — principal and interest, estimated property taxes, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5780 BINNACLE LANE?+

The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5780 BINNACLE LANE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5780 BINNACLE LANE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cocoa?+

At $463,839, this home is listed about 50% above the Cocoa median of $309,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5780 BINNACLE LANE?+

Cocoa High School (high), Fairglen Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$463,839 runs 129% above the COCOA 32926 median — but at 2,055 sqft it's also 46% larger than the typical Cocoa listing.

02Time on market is leverage

41 days on market against a Cocoa median of 18 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $478,839, now $463,839 — a $15K cut. The full history is in the market section below.

Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6416375.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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