434 SAND LIME ROAD, WINTER GARDEN, FL, 34787
Active35 days on marketListed Jun 24, 2026MLS #O6416074
About this home
434 SAND LIME ROAD
Virtually Staged. Beautiful, move in ready home with many upgrades and a private backyard. Centrally located in Winter Garden near schools, shopping, dining and more.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,302
Sqft
0.04 ac
Lot size
1984
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs Winter Garden actives
$190 vs $262
Days on market
35 vs 31 typical
Where $190/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Grove Of Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
Village Grove Of Winter Garden — neighborhood snapshot
Population
2,112
Median age
33
Median home value
$234,000
Avg household
4
Households w/ children
427
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$580K → $570K
Winter Garden median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
170 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 434 SAND LIME ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$206,000
460 SAND LIME ROAD · same community
2 bd · 1.5 ba · 1,140 sqft · $181/sqft · 66 DOM
Sold · Mar ’26$335,000
271 DANIELS POINTE DRIVE
3 bd · 2 ba · 1,300 sqft · $258/sqft · 43 DOM
Sold · Jun ’26$300,000
13750 DANIELS LANDING CIRCLE
2 bd · 2.5 ba · 1,293 sqft · $232/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 434 SAND LIME ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 434 SAND LIME ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
434 SAND LIME ROAD FAQs
What would the monthly payment be for 434 SAND LIME ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,823/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 434 SAND LIME ROAD?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 434 SAND LIME ROAD?+
The most recent tax bill on record (2025) was $401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 434 SAND LIME ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $247,500, this home is listed about 58% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.
Which schools are assigned to 434 SAND LIME ROAD?+
Sunridge Elementary (elementary), Lakeview Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER GARDEN 34787 market on paper
$247,500 is 53% below the WINTER GARDEN 34787 median of $530,000, and at $190/sqft it sits under the Winter Garden average of $282.
02Strong assigned schools
Sunridge Elementary, Lakeview Middle, West Orange High — West Orange High rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $249,900, now $247,500 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CFL REALTY PROS LLC · Danielle Galloway. MLS #O6416074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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