995 GARRISON DRIVE, ST AUGUSTINE, FL, 32092
Active34 days on marketListed Jun 15, 2026MLS #O6415956
About this home
995 GARRISON DRIVE
Located on one of the most desirable lots in South Hampton Golf & CC, this beautifully maintained 5 bedroom, 2604 sq/ft home offers breathtaking views of water, the 13th Hole of the golf course, and a backdrop of mature trees and preserve. With over $200,000 in upgrades, you will appreciate the attention and care that has gone into every detail of this move in ready home. Inside, you will discover unique architectural touches and thoughtful upgrades throughout, including a stunning focal point decorative fireplace visible from two separate living areas, custom built in cabinetry, and beautifully renovated bathrooms with designer tile work, upgraded lighting and hardware that add a touch of elegance to every room. The outdoor living space is a standout designed for entertaining and relaxation. The screened lanai overlooks a huge paver patio with a firepit and hot tub and fully fenced yard. There is still room to add a pool. This outdoor oasis is perfect for hosting family and friends or enjoying the sunset over the water and golf course views. Located in the heart of St Johns County, South Hampton Golf & Country Club is an established community offering amazing amenities, and convenient access to Historical St Augustine, the beaches, shopping, dining, and downtown Jacksonville. See the extensive Feature Sheet for more information. water and golf course views.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,603
Sqft
0.2 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,577 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,577/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$269 vs $241
Days on market
34 vs 39 typical
Where $269/sqft sits among the 183 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Hampton Golf Club
Get to know St Augustine. See the full St Augustine guide →
South Hampton Golf Club — neighborhood snapshot
Population
2,307
Median age
56
Median income
$106,422
Median home value
$523,245
Avg household
3
Households w/ children
293
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
75 of 183
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 995 GARRISON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$475,000
12516 STREAMDALE DRIVE · same community
3 bd · 2.5 ba · 2,230 sqft · $213/sqft · 12 DOM
Sold · Mar ’26$470,000
12525 SHIREBROOK COURT · same community
3 bd · 2.5 ba · 2,230 sqft · $211/sqft · 28 DOM
Sold · Sep ’25$445,000
12510 SHIREBROOK COURT · same community
3 bd · 2.5 ba · 2,230 sqft · $200/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 995 GARRISON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 995 GARRISON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
995 GARRISON DRIVE FAQs
What would the monthly payment be for 995 GARRISON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,577/mo — principal and interest, the actual property-tax bill, the $111/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 995 GARRISON DRIVE?+
The association fee works out to $111 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 995 GARRISON DRIVE?+
The most recent tax bill on record (2025) was $3,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 995 GARRISON DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $699,900, this home is listed about 59% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 995 GARRISON DRIVE?+
Timberlin Creek Elementary School (elementary), Beachside High School (high), Switzerland Point Middle School (middle), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,900 runs 46% above the ST AUGUSTINE 32092 median — but at 2,603 sqft it's also 65% larger than the typical St Augustine listing.
02Golf Course & Trees/Woods & Water views
The golf course and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Timberlin Creek Elementary School, Beachside High School, Switzerland Point Middle School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Timberlin Creek Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $749,000, now $699,900 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SPECIALISTS · AB Myron. MLS #O6415956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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