31604 BLUE PASSING LOOP, WESLEY CHAPEL, FL, 33545
Active41 days on marketListed Jun 12, 2026MLS #O6415896
About this home
31604 BLUE PASSING LOOP
Experience the ultimate Florida lifestyle in this well maintained waterfront townhome in the highly sought-after Epperson community. Imagine unwinding on your spacious lanai everyday! This home offers the perfect blend of comfort, convenience, and resort-style living. ***** The thoughtfully designed floor plan features a spacious kitchen with granite countertops, stainless steel appliances, a corner pantry, and an oversized island that serves as the heart of the home—ideal for meal preparation, casual dining, and entertaining. The adjoining great room provides an inviting space to relax while enjoying serene water views.***** Upstairs, generously sized bedrooms provide comfort and privacy, complemented by upgraded lighting, ceiling fans, and the convenience of an upstairs laundry room. A deep one-car garage provides valuable storage space for all your needs.**** Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, this home delivers exceptional value in one of Wesley Chapel's most desirable communities. Residents enjoy access to the 7.5-acre crystal-clear lagoon featuring sandy beaches, paddleboarding, kayaking, a swim-up bar, restaurant, cabanas, family recreation areas, and more. Additional community amenities include ULTRAFi high-speed internet, walking trails, dog parks, golf cart paths, and solar-powered streetlights.***** Ideally located near top-rated schools including the recently built charter school, Tampa Premium Outlets, The Shops at Wiregrass, KRATE at The Grove, Wholefoods that will open in 2027, major hospitals, and convenient access to I-75 and I-275, this home truly offers the opportunity to live where others vacation. Welcome to Epperson—where every day feels like a staycation.*****
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,597
Sqft
0.07 ac
Lot size
1
Garage
2021
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs EPPERSON NORTH TWNHMS PH 4
$168 vs $165
Days on market
41 vs 32 typical
Where $168/sqft sits among the 7 homes for sale in EPPERSON NORTH TWNHMS PH 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
3 of 7
EPPERSON NORTH TWNHMS PH 4 have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 31604 BLUE PASSING LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$267,000
31970 BLUE PASSING LOOP · same community
3 bd · 2.5 ba · 1,597 sqft · $167/sqft · 106 DOM
Sold · Jan ’26$275,000
8065 ROLLING SHELL TRAIL · same community
3 bd · 2.5 ba · 1,597 sqft · $172/sqft · 559 DOM
Sold · Dec ’25$271,000
31923 BLUE PASSING LOOP · same community
3 bd · 2.5 ba · 1,597 sqft · $170/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 31604 BLUE PASSING LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31604 BLUE PASSING LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
31604 BLUE PASSING LOOP FAQs
What would the monthly payment be for 31604 BLUE PASSING LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,646/mo — principal and interest, the actual property-tax bill, the $255/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31604 BLUE PASSING LOOP?+
The association fee works out to $255 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31604 BLUE PASSING LOOP?+
The most recent tax bill on record (2025) was $6,414. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31604 BLUE PASSING LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $268,000, this home is listed about 38% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 31604 BLUE PASSING LOOP?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WESLEY CHAPEL 33545 market on paper
$268,000 is 35% below the WESLEY CHAPEL 33545 median of $410,000, and at $168/sqft it sits under the Wesley Chapel average of $217.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $279,990, now $268,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Angie Huang. MLS #O6415896.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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