14584 20TH ST, DADE CITY, FL, 33523
Active41 days on marketListed Jun 12, 2026MLS #O6415237
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About this home
14584 20TH ST
Built in 2020 | No HOA | No CDD | USDA Eligible | Fenced Yard | Near St. Leo University SELLER MOTIVATED – Move-in ready 3-bedroom, 2-bath home located in the growing Dade City area of Pasco County, just minutes from St. Leo University, shopping, dining, schools, and major highways. Built in 2020, this well-maintained home features an open-concept floor plan with waterproof luxury vinyl plank flooring, granite countertops, wood cabinetry, and stainless steel appliances. The layout offers comfortable living with modern finishes and low-maintenance design. Enjoy a fully fenced backyard with a permitted patio, ideal for outdoor entertaining, pets, and family gatherings. With NO HOA and NO CDD fees, enjoy lower monthly expenses and added flexibility. This home may qualify for USDA financing for eligible buyers, making it an excellent opportunity for first-time homebuyers, families, or investors seeking an affordable newer home in a desirable location. Conveniently located near US-98, I-75, schools, and local amenities. Schedule your private showing today and submit your proposal.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,354
Sqft
0.16 ac
Lot size
2
Garage
2020
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,558 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,558/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
Days on market
41 vs 28 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14584 20TH ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14584 20TH ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
14584 20TH ST FAQs
What would the monthly payment be for 14584 20TH ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,558/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14584 20TH ST?+
The most recent tax bill on record (2026) was $4,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $314,900, this home is listed about 19% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14584 20TH ST?+
Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of IAD REAL ESTATE · Merly Esgro. MLS #O6415237.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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