5221 WINDSOR LAKE CIRCLE, SANFORD, FL, 32773
Active53 days on marketListed Jun 11, 2026MLS #O6414572
About this home
5221 WINDSOR LAKE CIRCLE
First-Time Homebuyers & First Responders—Your Dream of Homeownership Starts Here! This move-in ready home offers comfort, value, and the perfect place to put down roots. Ask about loan programs and down payment assistance that could make owning this home more affordable than you think! Enjoy convenient, carefree living in this move-in-ready townhome located within the gated community of Windsor Lake. Zoned for some of the most desirable schools in the county., this home is perfect for first-time homebuyers, busy professionals, college students, seasonal residents, or investors This well-maintained home allows you to spend less time on maintenance and more time enjoying life. Recent updates include a new roof, fresh interior paint, and new flooring, making this home truly move-in ready. The open-concept main floor seamlessly blends the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. Upstairs, you'll find two spacious bedrooms, each featuring its own private en-suite bath for maximum comfort and privacy. Start your day with a cup of coffee or unwind in the evening on the private back patio. Then sit back and relax knowing the HOA handles many of the time-consuming exterior responsibilities. The low monthly fee includes roof maintenance, exterior building maintenance, lawn care and landscaping, termite treatment, cable and trash service. Residents enjoy access to resort-style community amenities, including a sparkling pool and playground. Conveniently located near SR-417, I-4, shopping, dining, public transportation, and Central Florida's top attractions and beaches, this home offers the perfect combination of comfort, convenience, and peace of mind. Whether you're searching for a primary residence, vacation retreat, or investment property, this exceptional townhome delivers the lifestyle you've been looking for—easy, convenient, and virtually maintenance-free.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,056
Sqft
0.02 ac
Lot size
2013
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,119 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,119/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Sanford actives
$203 vs $217
Days on market
53 vs 32 typical
Where $203/sqft sits among the 394 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32773 — neighborhood snapshot
Population
33,184
Median age
38.2
Median income
$63,496
Median home value
$259,600
Avg household
2.56
Households w/ children
4,114
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $390K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
207 of 394
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the SANFORD 32773 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 5221 WINDSOR LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$190,000
107 TUCKER DRIVE
2 bd · 2 ba · 1,056 sqft · $180/sqft · 49 DOM
Sold · Jul ’26$210,000
131 HIDDEN ARBOR COURT
2 bd · 2.5 ba · 1,056 sqft · $199/sqft · 17 DOM
Sold · Mar ’26$270,000
705 CHEROKEE CIRCLE
3 bd · 1 ba · 1,053 sqft · $256/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5221 WINDSOR LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5221 WINDSOR LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5221 WINDSOR LAKE CIRCLE FAQs
What would the monthly payment be for 5221 WINDSOR LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,119/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5221 WINDSOR LAKE CIRCLE?+
The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5221 WINDSOR LAKE CIRCLE?+
The most recent tax bill on record (2025) was $3,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5221 WINDSOR LAKE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $214,000, this home is listed about 44% below the Sanford median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 5221 WINDSOR LAKE CIRCLE?+
Lake Mary High School (high), Highlands Elementary School (elementary), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SANFORD 32773 market on paper
$214,000 is 24% below the SANFORD 32773 median of $280,000, and at $203/sqft it sits under the Sanford average of $225.
02Strong assigned schools
Lake Mary High School, Highlands Elementary School, Greenwood Lakes Middle School — Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $219,000, now $214,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ASSURED · Cheryl Geluso. MLS #O6414572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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