475 PAPAYA CIRCLE, SEBASTIAN, FL, 32976
Active32 days on marketListed Jun 22, 2026MLS #O6413872
About this home
475 PAPAYA CIRCLE
Virtually Staged. Spacious double-wide manufactured home features an addition that provides extra living space and a large, fenced with peaceful water view from the backyard. This home offers two bedrooms, two full bathrooms, two walk-in closets, and two versatile bonus rooms. The extension created includes two additional rooms that can be used as a home office, hobby room, guest space, or den (without closets). The practical floor plan features a large living area and a dining space that flows seamlessly around the kitchen, creating an open and functional layout for everyday living and entertaining. A screened entrance welcomes you into the home, providing a comfortable space to enjoy Florida's beautiful weather. With flexible living areas, waterfront views, and plenty of outdoor space, this home has both comfort and versatility in the desirable Barefoot Bay community. The laundry area is conveniently located in the screened covered portch on an enclosed exterior space accessed through French doors. Additional features include a covered carport, ample outdoor space, and plenty of flexibility to customize the home to fit your needs. Enjoy peaceful waterfront views and all the amenities that Barefoot Bay has to offer. Enjoy affordable Florida living in Barefoot Bay! This manufactured home offers access to an impressive array of resort-style amenities, including three heated swimming pools, golf, tennis, pickleball, fishing, bocce ball, shuffleboard, horseshoes, basketball, mini-golf, clubhouses, and year-round social events. Residents also enjoy access to a 750-foot fishing pier, a private beach area with parking, and available RV and boat storage. Barefoot Bay is a favorite among mature adults, snowbirds, and active adults seeking an affordable coastal lifestyle without the high costs often associated with waterfront communities. Conveniently located near the Indian River Lagoon and Atlantic beaches, Barefoot Bay provides the perfect blend of recreation, relaxation, and community living. The Pier access is off US-1 opposite the Dunkin Donut.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,196
Sqft
0.12 ac
Lot size
1985
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,733 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,733/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebastian actives
$166 vs $226
Days on market
32 vs 42 typical
Where $166/sqft sits among the 109 Sebastian actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian
Get to know Sebastian. See the full Sebastian guide →
SEBASTIAN 32976 — neighborhood snapshot
Population
9,237
Median age
67
Median income
$47,552
Median home value
$158,800
Avg household
1.8
Households w/ children
242
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
21 of 109
Sebastian actives have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the SEBASTIAN 32976 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near 475 PAPAYA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$149,750
555 MARLIN CIRCLE · same community
2 bd · 2 ba · 1,035 sqft · $145/sqft · 71 DOM
Sold · Jun ’26$239,900
Nearby listing
3 bd · 2 ba · 1,188 sqft · $202/sqft · 8 DOM
Sold · Jun ’26$158,000
619 Royal Tern Drive, Barefoot Bay FL 32976
3 bd · 2 ba · 1,344 sqft · $118/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 475 PAPAYA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 475 PAPAYA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
475 PAPAYA CIRCLE FAQs
What would the monthly payment be for 475 PAPAYA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,733/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 475 PAPAYA CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 475 PAPAYA CIRCLE?+
The most recent tax bill on record (2025) was $2,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 475 PAPAYA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $198,000, this home is listed about 41% below the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to 475 PAPAYA CIRCLE?+
Sunrise Elementary School (elementary), Bayside High School (high), Southwest Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEBASTIAN 32976 market on paper
$198,000 is 7% below the SEBASTIAN 32976 median of $213,000, and at $166/sqft it sits under the Sebastian average of $215.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $205,000, now $198,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT GROUP · Anna Bipat. MLS #O6413872.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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